21 Gorham Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 21 Gorham Rd, Belmont, MA 02478

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,576 sqft · built 1925
Lot Size0.142 acres (6,170 sqft)
Owner2 Individual Names on File
Last Sale$1,235,000 (Sep 2023)
Tax Bill$13,634 (2025)
Deeds & MortgagesSep 2023 Sale
Apr 2021 Refinance
Flood ZoneZone X (minimal risk)
APNBELM M:12 P:000018 S

Property Details

APN / Parcel Number

Primary APNBELM M:12 P:000018 S

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,576 sqft Living Area
Gross Area4,600 sqft
1st Floor Area675 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area6,170 sqft (0.142 acres)
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address21 GORHAM RD
CityBELMONT
StateMA
Zip02478-2247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group3
Census Block3003
Census Tract357500

Owner

21 Gorham Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address21 GORHAM RD, BELMONT, MA 02478-2247
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Quit Claim Deed, Transfer
Apr 5, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ENVISION BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2023 · Amount on File
Deed SaleSep 29, 2023 · Amount on File
Prior SaleNov 16, 2004 · Amount on File
Deed Document Number2023110117
Deed Book / Page82047 / 91
Record UpdatedOct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELMONT MA
Recording DateSep 29, 2023
Property Address21 GORHAM RD, BELMONT, MA 02478-2247
Document Number0082047-91
Book / Page82047 / 91
Instrument DateSep 7, 2023
Instrument110117
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 GORHAM RD, BELMONT, MA 02478-2247

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address21 GORHAM RD, BELMONT, MA 02478-2247
Transaction TypeMortgage
Record UpdatedApr 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77422-134
DateApr 5, 2021
Book Page77422/134
Instrument75561
Lender
NameENVISION BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMay 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 21 Gorham Rd was $13,634.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,634.00$1,197,000 Land $816,000 Building $381,000$1,319,930 (+15.16%)
2024$1,146,175
2023$13,229.00$1,177,000 Land $823,000 Building $354,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Gorham Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Gorham Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people · EPA ID MA3026000
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Gorham Rd

Nearby Streets

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