21 Gene Smith Rd, Richton, MS 39476 Property Records

Perry County property record for 21 Gene Smith Rd, Richton, MS 39476

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 2,176 sqft · built 1956
Lot Size	19.2 acres (838,094 sqft)
Owner	Individual Name on File
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-04-004.005`

Property Details

APN / Parcel Number

Primary APN	`042-04-004.005`
Alternative APN	`9790`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,176 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2024
Architectural Style	Mobile/Manufactured
Exterior Material	Brick Veneer
Roof Material	Metal
Lot Area	838,094 sqft (19.2 acres)
Garage Type	Mixed
Garage Area	540 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	9790
Street Address	21 GENE SMITH RD
City	RICHTON
State	MS
Zip	39476-9442
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	E1/2 OF SE1/4 OF SE1/4 LESS .75 AC SOLD
Jurisdiction	PERRY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3004
Census Tract	950101

Owner

21 Gene Smith Rd, a mobile home, is owned and occupied by an individual who acquired it in January 1995.

Source: Perry County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	21 GENE SMITH RD, RICHTON, MS 39476-9442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST SOUTHERN BANK
Nov 18, 2019	Deed of Trust, Mortgage FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 1995
Deed Sale	Jan 6, 1995
Deed Document Number	0000098703
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	21 GENE SMITH RD, RICHTON, MS 39476-9442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	272/626
Date	Aug 6, 2018
Book Page	272/626

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	RICHTON, MS 39476

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jul 30, 2023

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	21 GENE SMITH RD, RICHTON, MS 39476-9442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	279/637
Date	Nov 18, 2019
Book Page	279/637

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	RICHTON, MS 39476

Agreement

Amount	Amount on Record
Term	83 Months
Due	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 21 Gene Smith Rd was $1,469 with a homeowner's exemption, down 15.6% from the year before.

Source: Perry County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Perry County
Unified School District	Richton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00 (-15.62%) Homeowner's exemption	$14,023	$138,440 Land $9,190 Building $129,250
2024	$1,741.00 (+236.75%)
2023	$517.00 (+2.58%) Homeowner's exemption	$6,245 (+1.59%)	$60,640 (+1.4%) Land $9,320 Building $51,320
2022	$504.00 Homeowner's exemption	$6,147	$59,800 Land $9,420 Building $50,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Gene Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Gene Smith Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Singing River Connect Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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