21 Gables Dr, #A, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 21 Gables Dr, #A, Laconia, NH 03246

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,694 sqft · built 1986
Owner	Trust Name on File
Last Sale	$344,133 (Apr 2018)
Tax Bill	$7,383 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Sale & Mortgage
APN	`LACO M:244 B:430 L:32 U:7`

Property Details

APN / Parcel Number

Primary APN	`LACO M:244 B:430 L:32 U:7`
Alternative APN	`7581`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	3,585 sqft
1st Floor Area	687 sqft
Attic	Attic
Attic Area	742 sqft
Basement Area	423 sqft
Unfinished Basement	423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7581
Street Address	21 GABLES DR, A
City	LACONIA
State	NH
Zip	03246-4085
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RS
Legal Subdivision	GABLES ON PAUGUS BAY
Legal Block	430
Legal Lot Number	32
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	5
Census Block	5031
Census Tract	966100

Owner

21 Gables Dr, #A is held in a trust since April 2018.

Source: Belknap County and Laconia City records, as of April 30, 2026

Owner of Record	Trust Name on File
Mailing Address	197 CAMPBELL RD, NORTH ANDOVER, MA 01845-5711
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Prior Sale	May 16, 2014 · Amount on File
Deed Document Number	20181803633
Deed Book / Page	3165 / 775
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	21 GABLES DR # A, A, LACONIA, NH 03246-4085
Document Number	0033440444
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 GABLES DR #A LACONIA NH 032464085, A, LACONIA, NH 03246-4085

Mortgage

Document Number	0033440444
Date	Sep 9, 2020
Book Page	003344/000444
Instrument	2010806

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Apr 17, 2018
Property Address	21 GABLES DR # A, A, LACONIA, NH 03246-4085
Document Number	0031650775
Book / Page	003165 / 000775
Instrument Date	Apr 14, 2018
Instrument	3633
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	LIBERTY TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,162.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 SUMMER ST TYNGSBORO MA 018791306, TYNGSBORO, MA 01879-1306

Mortgage

Document Number	31650778
Date	Apr 17, 2018
Book Page	003165/000778
Instrument	3634

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 Gables Dr, #A was $7,383, up 0.4% from the year before.

Source: Belknap County and Laconia City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,383.00 (+0.35%)	$568,800 (+5.37%) Building $568,800
2024	$7,357.00 (+14.58%)	$539,800 (+16.94%) Building $539,800
2023	$6,421.00 (-5.11%)	$461,600 (+1.29%) Building $461,600
2022	$6,767.00	$455,700 Building $455,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 21 Gables Dr, #A; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Gables Dr, #A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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