Flagler County property record for 21 Front St, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,186 sqft · built 2000 |
| Lot Size | 0.761 acres (33,149 sqft) |
| Owner | Trust Name on File |
| Last Sale | $825,000 (Nov 2011) |
| Tax Bill | $13,951 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 15-11-31-2830-00000-0450 |
| Primary APN | 15-11-31-2830-00000-0450 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,186 sqft Living Area |
| Gross Area | 5,699 sqft |
| 1st Floor Area | 4,186 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 33,149 sqft (0.761 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 900 sqft |
| Pool Area | 264 sqft |
| Deck Area | 156 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21 FRONT ST |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRONT STREET AT GRAND HAVEN PHASE 1 LOT 45 OR 563 PG 602 OR 1129 PG 535 OR 1341 PG 1203 OR 1416/327-CD OR 1842/1010- TODD TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 15 |
| Legal Subdivision | FRONT STREET AT GRAND HAVEN |
| Legal Phase | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 60301 |
21 Front St is owner-occupied and held in a trust since August 2016.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21 FRONT ST, PALM COAST, FL 32137-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2011 · Amount on File |
| Deed Sale | Nov 18, 2011 · Amount on File |
| Prior Sale | Oct 25, 2005 · Amount on File |
| Deed Document Number | 201131883 |
| Deed Book / Page | 1842 / 1010 |
| Last Transfer Date | Aug 16, 2016 |
| Transfer Doc | 0021540104 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 21 Front St was $13,951 with a homeowner's exemption, down 15.9% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,951.00 (-15.88%) Homeowner's exemption | $810,769 | $1,201,863 Land $448,500 Building $753,363 |
| 2024 | $16,585.00 (+2.95%) | ||
| 2023 | $16,110.00 (+2.38%) Homeowner's exemption | $764,970 (+3%) | $1,217,662 (+23%) Land $448,500 Building $769,162 |
| 2022 | $15,736.00 Homeowner's exemption | $742,689 | $989,994 Land $364,163 Building $625,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Front St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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