21 Frederick St, Rincon, GA 31326 Property Records

Effingham County property record for 21 Frederick St, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,754 sqft · built 1991
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2022)
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Feb 2007 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0462A-014-000`

Property Details

APN / Parcel Number

Primary APN	`0462A-014-000`
Alternative APNs	`0100D014000` `0462A014` `18821`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,754 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	24,829 sqft (0.57 acres)
Garage Area	886 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18821
Street Address	21 FREDERICK ST
City	RINCON
State	GA
Zip	31326-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.57 AC LOT 14
Legal Subdivision	HICKORY KNOB
Legal Phase	1
Legal Lot Number	14
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3003
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 FREDERICK ST, RINCON, GA 31326-9238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2007	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage NP
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage NP
Aug 26, 2011	Deed, Transfer · Conventional Mortgage THE COASTAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Aug 26, 2011 · Amount on Record
Deed Document Number	20223037
Deed Book / Page	2812 / 771
Record Updated	Oct 29, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	21 FREDERICK ST, RINCON, GA 31326-9238
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001591/101
Date	Feb 27, 2007
Book Page	1591/101

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2012

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 7, 2022
Property Address	21 FREDERICK ST, RINCON, GA 31326-9238
Document Number	002812/771
Book / Page	2812 / 771
Instrument Date	Oct 7, 2022
Instrument	2022-003037
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FREDERICK ST, RINCON, GA 31326-9238

Mortgage

Document Number	0000002812/0000000773
Date	Oct 11, 2022
Book Page	0000002812/0000000773
Instrument	010102

Lender

Name	NP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 7, 2022
Property Address	21 FREDERICK ST, RINCON, GA 31326-9238
Document Number	002812/771
Book / Page	2812 / 771
Instrument Date	Oct 7, 2022
Instrument	2022-003037
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FREDERICK ST, RINCON, GA 31326-9238

Mortgage

Document Number	0000010102
Date	Oct 7, 2022
Instrument	010102

Lender

Name	NP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2052

August 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 26, 2011
Property Address	21 FREDERICK ST, RINCON, GA 31326-9238
Document Number	002035/060
Book / Page	2035 / 060
Instrument Date	Aug 19, 2011
Instrument	051-2011-001714
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BUCK THORNE DR, 3, FERNANDINA BEACH, FL 32034-6518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FREDERICK ST, RINCON, GA 31326-9238

Mortgage

Document Number	002035/063
Date	Aug 26, 2011
Book Page	2035/063

Lender

Name	THE COASTAL BANK
Type	Bank
Address	SAVANNAH, GA 31412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,904 (+12.22%) Land $22,800 Building $115,104	$344,761 (+12.22%) Land $57,000 Building $287,761
2025	$4,069.00 (+0.67%) Homeowner's exemption	$122,886 (-7.27%) Land $22,800 Building $100,086	$307,216 (-7.27%) Land $57,000 Building $250,216
2024	$4,042.00 (+58.39%) Homeowner's exemption	$132,519 (+72.57%) Land $22,800 Building $109,719	$331,298 (+72.57%) Land $57,000 Building $274,298
2022	$2,552.00	$76,793 Land $17,600 Building $59,193	$191,983 Land $44,000 Building $147,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HICKORY KNOB SUBDIVISION private · serves 671 people · EPA ID GA1030100
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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