21 Forest Ln, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 21 Forest Ln, Gloucester, MA 01930 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,106 sqft · built 1979
Lot Size	18 acres (784,080 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2013)
Tax Bill	$10,901 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0226 B:0012 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0226 B:0012 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,106 sqft Living Area
Gross Area	4,588 sqft
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	784,080 sqft (18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 FOREST LN
City	GLOUCESTER
State	MA
Zip	01930-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILL POND
Legal Block	12
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2011
Census Tract	221902

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0226 B:0012 L:0000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 WESTERN AVE, ESSEX, MA 01929-1165
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2013 · Amount on Record
Deed Sale	Aug 21, 2013 · Amount on Record
Prior Sale	May 09, 2012 · Amount on Record
Deed Book / Page	32761 / 524
Transfer Doc	032761-524
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 14, 2026
Property Address	21 FOREST LN, GLOUCESTER, MA 01930-2012
Document Number	0000000560
Book / Page	43504 / 240
Instrument Date	Jul 09, 2026
Instrument	2026560
Transaction Type	Mortgage
Record Updated	Aug 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FOREST LN, GLOUCESTER, MA 01930-2012

Mortgage

Document Number	0000000560,
Date	Jul 14, 2026
Book Page	43504/240
Instrument	2026560

Lender

Name	CAPE ANN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2051

Interest

Rate	6.52%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	21 FOREST LN, GLOUCESTER, MA 01930-2012
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042827-432
Date	Jul 14, 2025
Book Page	42827/432
Instrument	20250714000980

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	21 FOREST LN, GLOUCESTER, MA 01930-2012
Transaction Type	Mortgage
Record Updated	Mar 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39228-399
Date	Nov 25, 2020
Book Page	39228/399
Instrument	20201125006270

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026	$10,901.00 (+0.57%)	$1,170,900 (+5%) Land $600,600 Building $570,300
2025	$10,839.00 (+0.83%)	$1,115,100 (+0.93%) Land $556,600 Building $558,500
2024	$10,750.00 (+2.86%)	$1,104,800 (+11.95%) Land $529,900 Building $574,900
2023	$10,451.00	$986,900 Land $473,600 Building $513,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007, tidal / storm surge
Claims By Storm	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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