21 Florence St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 21 Florence St, Springfield, MA 01105

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 1,664 sqft · built 1905
Lot Size0.152 acres (6,625 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (May 1990)
Tax Bill$3,658 (2025)
Deeds & MortgagesMar 2024 Refinance
Apr 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNSPRI S:05200 P:0116

Property Details

APN / Parcel Number

Primary APNSPRI S:05200 P:0116
Alternative APN
  • 52000116

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,664 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area6,625 sqft (0.152 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number52000116
Street Address21 FLORENCE ST
CitySPRINGFIELD
StateMA
Zip01105-7107
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2006
Census Tract801901

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 FLORENCE ST, SPRINGFIELD, MA 01105-7107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
SPRINGFIELD, CITY OF
Apr 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SPRINGFIELD, CITY OF
Nov 19, 2018Quit Claim Deed, Transfer
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 1990 · Amount on Record
Deed SaleMay 21, 1990 · Amount on Record
Deed Book / Page7457 / 554
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address21 FLORENCE ST, SPRINGFIELD, MA 01105-7107
Transaction TypeMortgage
Record UpdatedMar 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025342-543
DateMar 7, 2024
Book Page25342/543
Instrument9735
Lender
NameSPRINGFIELD, CITY OF
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address21 FLORENCE ST, SPRINGFIELD, MA 01105-7107
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23835-527
DateApr 21, 2021
Book Page23835/527
Instrument26821
Lender
NameSPRINGFIELD, CITY OF
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateNov 19, 2018
Property Address21 FLORENCE ST, SPRINGFIELD, MA 01105-7107
Document Number22452-117
Book / Page22452 / 117
Instrument69348
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$25.13
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22452-120
DateNov 19, 2018
Book Page22452/120
Instrument69349
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,658.00 (+14.6%)$233,300 (+24.63%) Land $25,600 Building $207,700
2023$3,192.00$187,200 Land $22,700 Building $164,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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