Middlesex County and Natick Town property record for 21 Florence St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,236 sqft · built 1900 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $879,000 (May 2023) |
| Tax Bill | $9,664 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00000086 |
| Primary APN | 36-00000086 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 382 sqft |
| Unfinished Basement | 382 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,625 sqft (0.198 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 36-00000086 |
|---|---|
| Street Address | 21 FLORENCE ST |
| City | NATICK |
| State | MA |
| Zip | 01760-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 382200 |
Source: Middlesex County and Natick Town records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 FLORENCE ST, NATICK, MA 01760-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| May 15, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Aug 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on Record |
| Deed Sale | May 15, 2023 · Amount on Record |
| Prior Sale | Dec 1, 1980 · Amount on Record |
| Deed Document Number | 202349825 |
| Deed Book / Page | 81533 / 483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Jun 30, 2026 |
| Property Address | 21 FLORENCE ST, NATICK, MA 01760-3531 |
| Document Number | 0000079238 |
| Book / Page | 85809 / 506 |
| Instrument Date | May 30, 2026 |
| Instrument | 202679238 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 FLORENCE ST, NATICK, MA 01760-3531 |
| Document Number | 0000079238, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 85809/506 |
| Instrument | 202679238 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | May 15, 2023 |
| Property Address | 21 FLORENCE ST, NATICK, MA 01760-3531 |
| Document Number | 081533-483 |
| Book / Page | 81533 / 483 |
| Instrument Date | May 15, 2023 |
| Instrument | 49825 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 FLORENCE ST, NATICK, MA 01760-3531 |
| Document Number | 0000049826 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 49826 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Aug 25, 2022 |
| Property Address | 21 FLORENCE ST, NATICK, MA 01760-3531 |
| Document Number | 080629-160 |
| Book / Page | 80629 / 160 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 130537 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 FLORENCE ST, NATICK, MA 01760-3531 |
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,664.00 (+3.88%) | $808,000 (+6.48%) Land $434,500 Building $373,500 | $914,660 |
| 2024 | $9,303.00 (+2.03%) | $758,800 (+5.18%) Land $410,400 Building $348,400 | |
| 2023 | $9,118.00 | $721,400 Land $386,300 Building $335,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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