21 Five Pine Point Rd, Palermo, ME 04354 Property Records

Waldo County and Palermo Town property record for 21 Five Pine Point Rd, Palermo, ME 04354

Property Summary

Property Type	Single Family Home
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on File
Tax Bill	$4,287 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALE M:R3 L:19A`

Property Details

APN / Parcel Number

Primary APN	`PALE M:R3 L:19A`
Alternative APN	`160`

Exterior

Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Account Number	160
Street Address	21 FIVE PINE POINT RD
City	PALERMO
State	ME
Zip	04354-6570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	19A
Jurisdiction	PALERMO ME
Township / Civil Division	PALERMO
Census Block Group	1
Census Block	1016
Census Tract	46001

Owner

Source: Waldo County and Palermo Town records · APN PALE M:R3 L:19A

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 FIVE PINE POINT RD, PALERMO, ME 04354-6570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) KV FEDERAL CREDIT UNION
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KV FEDERAL CREDIT UNION
Oct 07, 2019	Trustee's Deed, Construction Loan · Construction Mortgage KENNEBEC SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALERMO ME
Property Address	21 FIVE PINE POINT RD, PALERMO, ME 04354-6570
Transaction Type	Mortgage
Record Updated	Jul 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004911/161
Date	Jun 20, 2023
Book Page	4911/161
Instrument	2023-3682

Lender

Name	KV FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALERMO ME
Property Address	21 FIVE PINE POINT RD, PALERMO, ME 04354-6570
Transaction Type	Mortgage
Record Updated	May 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004770/82
Date	Feb 24, 2022
Book Page	4770/82
Instrument	2022-1639

Lender

Name	KV FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PALERMO ME
Recording Date	Oct 07, 2019
Property Address	21 FIVE PINE POINT RD, PALERMO, ME 04354-6570
Document Number	0044250001
Book / Page	004425 / 000001
Instrument Date	Oct 04, 2019
Instrument	9735
Transaction Type	Construction Loan
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 5 PINE POINT RD PALERMO ME 04354, PALERMO, ME 04354

Mortgage

Document Number	44250001
Date	Oct 07, 2019
Book Page	004425/000001
Instrument	9735

Lender

Name	KENNEBEC SVGS BK
Type	Federal Savings Bank
Address	AUGUSTA, ME 04330

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 06, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Waldo County and Palermo Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Palermo Town
Unified School District	Regional School Unit 12 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2024	$4,287.00 (+4.54%)	$372,800 (-) Land $30,500 Building $342,300
2023	$4,101.00 (+5.78%)	$372,800 (-) Land $30,500 Building $342,300
2022	$3,877.00	$372,800 Land $30,500 Building $342,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
UniTek Fiber	2,000 / 2,000

May also be available: Verizon.

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Five Pine Point Rd

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