Montgomery County and Amsterdam City property record for 21 Finlay St, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,692 sqft · built 1901 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,999 (Nov 2017) |
| Tax Bill | $3,055 (2026) |
| Deeds & Mortgages | Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 40.9-4-66 |
| Primary APN | 270100 40.9-4-66 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 612 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0114020 |
|---|---|
| Street Address | 21 FINLAY ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | H 3 G L 75 X 120 |
| Legal Block | 4 |
| Legal Lot Number | 66.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 70700 |
21 Finlay St is owned and occupied by two individuals who bought it in November 2017.
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 FINLAY ST, AMSTERDAM, NY 12010-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on File |
| Deed Sale | Nov 28, 2017 · Amount on File |
| Prior Sale | Nov 17, 2017 · Amount on File |
| Deed Book / Page | 2017 / 75808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Nov 28, 2017 |
| Property Address | 21 FINLAY ST, AMSTERDAM, NY 12010-1916 |
| Document Number | 0000075808 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 75808 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 FINLAY ST AMSTERDAM NY 120101916, AMSTERDAM, NY 12010-1916 |
The 2026 property tax bill for 21 Finlay St was $3,055, up 139.4% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,055.00 (+139.42%) | ||
| 2025 | $1,276.00 | $61,000 Land $12,800 Building $48,200 | $179,412 Land $37,647 Building $141,765 |
| 2023 | $61,000 Land $12,800 Building $48,200 | $141,860 Land $29,767 Building $112,093 | |
| 2020 | $1,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Finlay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Finlay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures