21 Ferry Ln, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 21 Ferry Ln, Biddeford, ME 04005

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,458 sqft · built 1800
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Tax Bill$4,454 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNBIDD M:49 L:2

Property Details

APN / Parcel Number

Primary APNBIDD M:49 L:2
Alternative APN
  • 490020000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,458 sqft Living Area
Gross Area2,656 sqft
1st Floor Area906 sqft
AtticAttic
Attic Area420 sqft
Basement Area468 sqft
Unfinished Basement468 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number490020000
Street Address21 FERRY LN
CityBIDDEFORD
StateME
Zip04005-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal Lot Number2
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group2
Census Block2004
Census Tract25400

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address21 FERRY LN, BIDDEFORD, ME 04005-9522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address21 FERRY LN, BIDDEFORD, ME 04005-9522
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0174750848
DateMay 22, 2017
Book Page17475/0848
Instrument2017018688
Lender
NameWELLS FARGO BANK
Agreement
AmountAmount Recorded
Term360 Months
DueMay 22, 2047

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,454.00 (+5.85%)$298,100 (+0.74%) Land $171,700 Building $126,400
2024$4,208.00 (+9.5%)$295,900 (+1.02%) Land $171,700 Building $124,200
2023$3,843.00 (-2.59%)$292,900 (+21.84%) Land $168,700 Building $124,200$445,170
2022$3,945.00$240,400 Land $114,000 Building $126,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Nearby Flood Policies88 in force
Nearby Flood Claims46 (1978–2024)
Claims Outside the SFHA26 of 46
Most Recent ClaimMar 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 17 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims
  • Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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