21 Fairhaven Ct, Berlin, MD 21811 Property Records

Worcester County property record for 21 Fairhaven Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,638 sqft · built 1990
Lot Size	0.297 acres (12,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Oct 2022)
Tax Bill	$2,481 (2026)
Deeds & Mortgages	Jul 2023 Transfer Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-080307`

Property Details

APN / Parcel Number

Primary APN	`03-080307`
Alternative APN	`080307`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,926 sqft (0.297 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	080307
Street Address	21 FAIRHAVEN CT
City	BERLIN
State	MD
Zip	21811-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-13-140 12926 SQ FT FAIRHAVEN CT PL OCEAN PINES SEC 13
Legal Subdivision	OCEAN PINES SEC 13
Legal Lot Number	140
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1001
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 FAIRHAVEN CT, BERLIN, MD 21811-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Intrafamily Transfer, Transfer
Jun 13, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 26, 2022	Deed, Transfer · FHA Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Nov 5, 2008 · Amount on Record
Deed Book / Page	8481 / 444
Last Transfer Date	Jul 7, 2023
Transfer Doc	0086130084
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Jul 31, 2023
Property Address	21 FAIRHAVEN CT, OCEAN PINES, MD 21811-1915
Document Number	0086130084
Book / Page	8613 / 84
Map Reference	MB FWH 21 FO 6
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 FAIRHAVEN CT, OCEAN PINES, MD 21811-1915

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	21 FAIRHAVEN CT, OCEAN PINES, MD 21811-1915
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FAIRHAVEN CT, OCEAN PINES, MD 21811-1915

Mortgage

Document Number	0085890311
Date	Jun 13, 2023
Book Page	8589/311

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 26, 2022
Property Address	21 FAIRHAVEN CT, OCEAN PINES, MD 21811-1915
Document Number	0084810444
Book / Page	8481 / 444
Map Reference	MB 21 FO 6
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FAIRHAVEN CT, BERLIN, MD 21811-1915

Mortgage

Document Number	0008481460
Date	Oct 26, 2022
Instrument	8481-460

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,481.00 (+1.35%) Homeowner's exemption	$316,833 (+9.49%)	$344,300 (-) Land $91,100 Building $253,200
2025	$2,448.00 (+3.55%) Homeowner's exemption	$289,367 (+17.11%)	$344,300 (+31.46%) Land $91,100 Building $253,200
2023	$2,364.00 (+13.6%)	$247,100 (+6.37%)	$261,900 (-) Land $64,100 Building $197,800
2022		$232,300	$261,900 Land $64,100 Building $197,800
2021	$2,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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