Westchester County and Rye City property record for 21 Evergreen Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,666 sqft · built 1989 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,290,000 (Aug 2008) |
| Tax Bill | $32,960 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 139-19-3-18 |
| Primary APN | 551400 139-19-3-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,666 sqft Living Area |
| 1st Floor Area | 1,471 sqft |
| 2nd Floor Area | 1,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 13,939 sqft (0.32 acres) |
| Cooling System | Central |
|---|
| Street Address | 21 EVERGREEN AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | SUBDIVISION OF LOTS 18-20 RYE PARK |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 EVERGREEN AVE, RYE, NY 10580-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 8, 2017 | Loan Modification, Mortgage LOANDEPOT.COM LLC |
| Jun 8, 2017 | Loan Modification, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2008 · Amount on Record |
| Deed Sale | Aug 7, 2008 · Amount on Record |
| Prior Sale | Jul 26, 1999 · Amount on Record |
| Deed Document Number | 2008482060178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 EVERGREEN AVE, RYE, NY 10580-2003 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 21 EVERGREEN AVE, RYE, NY 10580-2003 |
| Document Number | 0653563371 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 653563371 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Min Rate At Change | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 EVERGREEN AVE, RYE, NY 10580-2003 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 21 EVERGREEN AVE, RYE, NY 10580-2003 |
| Document Number | 0653563370 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 653563370 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 EVERGREEN AVE, RYE, NY 10580-2003 |
| Document Number | 0571673097 |
| Book / Page | 057167 / 003097 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 EVERGREEN AVE RYE NY 105802003, RYE, NY 10580-2003 |
| Document Number | 0571673097 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 057167/003097 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 EVERGREEN AVE, RYE, NY 10580-2003 |
| Document Number | 0571673104 |
| Book / Page | 057167 / 003104 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 EVERGREEN AVE RYE NY 105802003, RYE, NY 10580-2003 |
| Document Number | 0571673104 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 057167/003104 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 21 EVERGREEN AVE, RYE, NY 10580-2003 |
| Document Number | 0580533229 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 EVERGREEN AVE RYE NY 105802003, RYE, NY 10580-2003 |
| Document Number | 0580533229 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 058053/003229 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,960.00 (+8.95%) | ||
| 2025 | $30,253.00 | $26,000 (-) Land $5,800 Building $20,200 | $2,203,389 (+6.78%) Land $491,525 Building $1,711,864 |
| 2024 | $26,000 (-) Land $5,800 Building $20,200 | $2,063,492 (+2.38%) Land $460,317 Building $1,603,175 | |
| 2023 | $26,000 Land $5,800 Building $20,200 | $2,015,503 Land $449,612 Building $1,565,891 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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