21 Erwin Pl, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 21 Erwin Pl, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,847 sqft · built 1945
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Feb 2003)
Tax Bill	$14,285 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00002-0000-00010-01`

Property Details

APN / Parcel Number

Primary APN	`03-00002-0000-00010-01`
Alternative APNs	`03000020000000100001` `00000020`

Interior

Building Area	1,847 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Account Number	00000020
Street Address	21 ERWIN PL
City	CALDWELL
State	NJ
Zip	07006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75X150
Legal Block	2
Legal Lot Number	10.1
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2003
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 ERWIN PL, CALDWELL, NJ 07006-5315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPENCER SAVINGS BANK SLA
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Deed Book / Page	5979 / 549
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 ERWIN PL, CALDWELL, NJ 07006
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003659
Date	Jan 19, 2024
Instrument	2024003659

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 10, 2031

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 ERWIN PL, CALDWELL, NJ 07006
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021021024
Date	Feb 24, 2021
Instrument	2021021024

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	21 ERWIN PL, CALDWELL, NJ 07006
Document Number	0000111318
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 ERWIN PL CALDWELL NJ 07006, CALDWELL, NJ 07006

Mortgage

Document Number	0000111318
Date	Dec 27, 2018
Instrument	111318

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 26, 2025

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,600 (-) Land $265,000 Building $173,600	$438,600 (-) Land $265,000 Building $173,600
2025	$14,285.00 (+2.29%)	$438,600 (-) Land $265,000 Building $173,600	$438,600 (-) Land $265,000 Building $173,600
2024	$13,965.00 (+5.33%)
2023		$438,600 Land $265,000 Building $173,600	$438,600 Land $265,000 Building $173,600
2022	$13,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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