21 Equestrian Dr, Stafford, VA 22556 Property Records

Stafford County property record for 21 Equestrian Dr, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,438 sqft · built 2008
Lot Size	3 acres (130,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (May 2018)
Tax Bill	$6,674 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8G-44`

Property Details

APN / Parcel Number

Primary APN	`8G-44`
Alternative APNs	`008G 44` `44564`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,438 sqft Living Area
Gross Area	5,056 sqft
Basement Area	1,380 sqft
Finished Basement	1,182 sqft
Unfinished Basement	198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,941 sqft (3 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Deck Area	674 sqft
Patio Area	674 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	44564
Street Address	21 EQUESTRIAN DR
City	STAFFORD
State	VA
Zip	22556-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 44 3.006 AC EQUESTRIAN ESTATES
Legal Subdivision	EQUESTRIAN ESTATES
Legal Block	3
Legal Lot Number	44
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	3
Census Block	3003
Census Tract	10202

Owner

Source: Stafford County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 EQUESTRIAN DR, STAFFORD, VA 22556-3441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Aug 1, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Sep 25, 2018	Grant Deed, Transfer NOT AVAILABLE
May 16, 2018	Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Sep 18, 2008 · Amount on Record
Deed Document Number	20187920
Last Transfer Date	Jun 22, 2018
Transfer Doc	0000016106
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	21 EQUESTRIAN DR, STAFFORD, VA 22556-3441
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260003062
Date	Mar 6, 2026
Instrument	260003062

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	21 EQUESTRIAN DR, STAFFORD, VA 22556-3441
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210009830
Date	Mar 24, 2021
Instrument	210009830

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	21 EQUESTRIAN DR, STAFFORD, VA 22556-3441
Document Number	190013458
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EQUESTRIAN DR STAFFORD VA 225563441, STAFFORD, VA 22556-3441

Mortgage

Document Number	190013458
Date	Aug 9, 2019
Instrument	13458

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Interest

Rate Type	Fixed Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Sep 25, 2018
Property Address	21 EQUESTRIAN DR, STAFFORD, VA 22556-3441
Document Number	180016106
Instrument Date	Jun 22, 2018
Instrument	16106
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EQUESTRIAN DR STAFFORD VA 225563441, STAFFORD, VA 22556-3441

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	May 16, 2018
Property Address	21 EQUESTRIAN DR, STAFFORD, VA 22556-3441
Document Number	180007920
Instrument Date	May 15, 2018
Instrument	7920
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EQUESTRIAN DR STAFFORD VA 225563441, STAFFORD, VA 22556-3441
Investor	Possibly a Property Investor

Mortgage

Document Number	180007921
Date	May 16, 2018
Instrument	7921

Lender

Name	ATLANTIC COAST MORTGAGE LLC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,674.00 (+3.3%)	$712,600 (+48.43%) Land $170,000 Building $542,600	$712,600 (+48.43%) Land $170,000 Building $542,600
2024	$6,461.00 (+42.44%)
2023	$4,536.00 (+1.66%)	$480,100 Land $150,000 Building $330,100	$480,100 Land $150,000 Building $330,100
2021	$4,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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