21 Endicott St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 21 Endicott St, Worcester, MA 01610

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,653 sqft · built 1920
Lot Size	0.115 acres (5,007 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Nov 2023)
Tax Bill	$10,174 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`5-040-00057`

Property Details

APN / Parcel Number

Primary APN	`5-040-00057`
Alternative APN	`WORC M:05 B:040 L:00057`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,653 sqft Living Area
Gross Area	7,264 sqft
1st Floor Area	1,551 sqft
Basement Area	1,761 sqft
Unfinished Basement	1,761 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,007 sqft (0.115 acres)
Garage Type	Basement

Location & Zoning

Account Number	5-040-00057
Street Address	21 ENDICOTT ST
City	WORCESTER
State	MA
Zip	01610-1879
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	40
Legal Lot Number	57
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2019
Census Tract	732500

Owner

21 Endicott St, a triplex, is owned by two individuals who bought it in November 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1021 PLEASANT ST, FRAMINGHAM, MA 01701-8808
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK
Jun 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 18, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	May 18, 2020 · Amount on File
Deed Book / Page	69865 / 162
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 9, 2023
Property Address	21 ENDICOTT ST, WORCESTER, MA 01610-1879
Document Number	069865-162
Book / Page	69865 / 162
Instrument Date	Nov 9, 2023
Instrument	94067
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1021 PLEASANT ST, FRAMINGHAM, MA 01701-8808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000094068
Date	Nov 9, 2023
Instrument	94068

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Dec 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 5, 2020
Property Address	21 ENDICOTT ST, WORCESTER, MA 01610-1879
Document Number	62534-45
Book / Page	062534 / 000045
Instrument Date	Jun 4, 2020
Instrument	58345
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 COOLIDGE DR ACTON MA 017203126, ACTON, MA 01720-3126

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 18, 2020
Property Address	21 ENDICOTT ST, WORCESTER, MA 01610-1879
Document Number	62415-286
Book / Page	62415 / 286
Instrument Date	May 15, 2020
Instrument	50434
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COOLIDGE DR, ACTON, MA 01720-3126

Mortgage

Document Number	50435
Date	May 18, 2020
Instrument	50435

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 21 Endicott St was $10,174, up 5.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,174.00 (+5.51%)	$766,100 (+4.79%) Land $63,800 Building $702,300
2025	$9,643.00	$731,100 Land $63,600 Building $667,500
2023	$8,410.00	$586,500 Land $51,100 Building $535,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Endicott St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	449.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	34 (1985–2021)
Claims Outside the SFHA	1 of 34
Most Recent Claim	Aug 2021 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Endicott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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