21 Encantado Loop, Santa Fe, NM 87508 Property Records

Santa Fe County property record for 21 Encantado Loop, Santa Fe, NM 87508

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1989
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$606,480 (Sep 2023)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-052-090-393-080`

Property Details

APN / Parcel Number

Primary APN	`1-052-090-393-080`
Alternative APN	`124623969`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21 ENCANTADO LOOP
City	SANTA FE
State	NM
Zip	87508-8275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T15N R9E S3, ELDORADO ATSANTA FE, UNIT 1, BLK 4, LOT11, 1.6100 AC~
Legal Range	09E
Legal Township	15N
Legal Section	03
Legal Subdivision	ELDORADO AT SANTA F
Legal Block	4
Legal Lot Number	11,1
Legal Unit	1
Jurisdiction	SANTA FE NM
Township / Civil Division	SANTA FE SOUTH
Census Block Group	2
Census Block	2004
Census Tract	10602

Owner

Source: Santa Fe County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 ENCANTADO LOOP, SANTA FE, NM 87508-8275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Sep 12, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	20232019050
Prior Transfer Date	Jul 11, 2023
Prior Transfer Doc	0002019485
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA FE NM
Property Address	21 ENCANTADO LOOP, SANTA FE, NM 87508-8275
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ENCANTADO LOOP, SANTA FE, NM 87508-8275

Mortgage

Document Number	0002071372
Date	Nov 13, 2025
Instrument	2071372

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA FE NM
Recording Date	Sep 1, 2023
Property Address	21 ENCANTADO LOOP, SANTA FE, NM 87508-8275
Document Number	0002019050
Map Reference	DOC 344885
Instrument Date	Sep 1, 2023
Instrument	2019050
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ARTISAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002019051
Date	Sep 1, 2023
Instrument	2019051

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA FE NM
Recording Date	Sep 12, 2023
Property Address	21 ENCANTADO LOOP, SANTA FE, NM 87508-8275
Document Number	0002019485
Map Reference	DOC 344,865
Instrument Date	Jul 11, 2023
Instrument	2019485
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21 ENCANTADO LOOP, SANTA FE, NM 87508-8275

Tax Assessment & Valuation

Source: Santa Fe County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Santa Fe County
Unified School District	Santa Fe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00 (+2.11%)	$439,047 (+209%) Land $144,483 Building $294,564	$439,529 (+3.11%) Land $144,965 Building $294,564
2024	$2,981.00 (+105.73%)	$142,087 (+94.69%) Land $41,654 Building $100,433	$426,261 (+94.69%) Land $124,965 Building $301,296
2023	$1,449.00 (+2.91%)	$72,980 (+3%) Land $26,297 Building $46,683	$218,940 (+3%) Land $78,893 Building $140,047
2022	$1,408.00	$70,855 Land $25,531 Building $45,324	$212,564 Land $76,596 Building $135,968

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 71% of New Mexico
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO AREA WATER AND SANITATION DIST. serves 7,082 people · EPA ID NM3537326
Water Source	Purchased surface water from SANTA FE COUNTY SOUTH SECTOR
Last State Inspection	Oct 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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