21 Ems C19 Ln, Warsaw, IN 46582 Property Records

Kosciusko County property record for 21 Ems C19 Ln, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,650 sqft · built 1961
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,793 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2005 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`029-708006-80`

Property Details

APN / Parcel Number

Primary APN	`029-708006-80`
Alternative APNs	`43-07-26-200-484.000-016` `00000048727` `2970800680`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000048727
Street Address	21 EMS C19 LN
City	WARSAW
State	IN
Zip	46582-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	29-104-90 LOT 28 ROSNAGLES CAMDEN ADD ARROWHEAD PARK
Legal Range	6
Legal Township	33
Legal Section	26
Legal Subdivision	ARROWHEAD PARK
Legal Lot Number	28
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	PLAIN
Census Block Group	1
Census Block	1004
Census Tract	961700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 326, LEESBURG, IN 46538-0326
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Apr 1, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Apr 12, 2024	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC
Sep 14, 2021	Re-recorded Document · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Sep 14, 2021	Re-recorded Document
Apr 15, 2021	Intrafamily Transfer, Transfer
May 14, 2019	Intrafamily Transfer, Transfer
May 5, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Feb 9, 2009	Trustee's Deed, Foreclosure · Conventional Mortgage LAKE MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026
Deed Sale	Jun 9, 2026
Prior Sale	Apr 12, 2024
Deed Document Number	202660438
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	2009020484
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 9, 2026
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	0000060438
Instrument Date	Jun 3, 2026
Instrument	202660438
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500004449
Date	Apr 1, 2005
Instrument	200500004449

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2015

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 12, 2024
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	2024040464
Map Reference	MB 4 PG 156
Instrument Date	Apr 11, 2024
Instrument	2024040464
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 N 175 E, WARSAW, IN 46582-7201

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 14, 2021
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	2021090666
Map Reference	MB 4 PG 156
Instrument Date	Sep 3, 2021
Instrument	2021090666
Record Updated	May 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 EMS C19 LN, WARSAW, IN 46582-9194

Mortgage

Document Number	2021090667
Date	Sep 14, 2021
Instrument	2021090667

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 8, 2021
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	2021090339
Map Reference	MB 4 PG 156
Instrument Date	Sep 3, 2021
Instrument	2021090339
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 EMS C19 LN, WARSAW, IN 46582-9194

Mortgage

Document Number	2021090340
Date	Sep 8, 2021
Instrument	2021090340

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 14, 2021
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	2021090666
Map Reference	MB 4 PG 156
Instrument Date	Sep 3, 2021
Instrument	2021090666
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 EMS C19 LN, WARSAW, IN 46582-9194

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 15, 2021
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	2021040854
Map Reference	MB 4 PG 156
Instrument Date	Apr 15, 2021
Instrument	2021040854
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EMS C19 LN, WARSAW, IN 46582-9194

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	May 14, 2019
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	2019050503
Map Reference	MB 4 PG 156
Instrument Date	May 13, 2019
Instrument	2019050503
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EMS C19 LN, WARSAW, IN 46582-9194

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 5, 2017
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	2017050192
Map Reference	MB 4 PG 156
Instrument Date	Apr 25, 2017
Instrument	2017050192
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EMS C19 LN, WARSAW, IN 46582-9194

Mortgage

Document Number	2017050193
Date	May 5, 2017
Instrument	2017050193

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

February 2009: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Feb 9, 2009
Property Address	21 EMS C19 LN, WARSAW, IN 46582-9194
Document Number	2009020484
Map Reference	PL4096 MB4 PG156
Instrument Date	Feb 6, 2009
Instrument	2009020484
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8425 NORTHCOTE AVE, MUNSTER, IN 46321-2023

Mortgage

Document Number	2009020485
Date	Feb 9, 2009
Instrument	2009020485

Lender

Name	LAKE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Plain Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,793.00 (+32.58%)	$357,200 (+45.86%) Land $73,100 Building $284,100	$357,200 (+45.86%) Land $73,100 Building $284,100
2024	$2,861.00 (+4.72%)	$244,900 (+6.43%) Land $51,700 Building $193,200	$244,900 (+6.43%) Land $51,700 Building $193,200
2023	$2,732.00 (+17.66%)	$230,100 (+15.69%) Land $48,800 Building $181,300	$230,100 (+15.69%) Land $48,800 Building $181,300
2022	$2,322.00	$198,900 Land $43,900 Building $155,000	$198,900 Land $43,900 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1981–2013)
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Kosciusko Connect, Xfinity.

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