Contra Costa County property record for 21 Emerson Ct, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,321 sqft · built 2002 |
| Lot Size | 0.304 acres (13,261 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,075,000 (Mar 2020) |
| Tax Bill | $13,897 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-420-024-6 |
| Primary APN | 121-420-024-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,321 sqft Living Area |
| 1st Floor Area | 1,838 sqft |
| 2nd Floor Area | 1,483 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cluster |
| Lot Area | 13,261 sqft (0.304 acres) |
| Garage Type | Attached |
| Garage Area | 677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 21 EMERSON CT |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-4751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ? |
| Legal Description | T8502 L24 |
| Legal Subdivision | SUBDIVISION 8502 |
| Legal Tract | 8502 |
| Legal Lot Number | 24 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 355309 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 EMERSON CT, CONCORD, CA 94521-4751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER LENDING INC |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Mar 6, 2020 | Grant Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Aug 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on Record |
| Deed Sale | Mar 6, 2020 · Amount on Record |
| Prior Sale | Dec 31, 2014 · Amount on Record |
| Deed Document Number | 202043447 |
| Prior Transfer Date | Feb 13, 2012 |
| Prior Transfer Doc | 0000040186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 21 EMERSON CT, CONCORD, CA 94521-4751 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000103063 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 2019-103063 |
| Name | PREMIER LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 21 EMERSON CT, CONCORD, CA 94521-4751 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 21 EMERSON CT, CONCORD, CA 94521-4751 |
| Document Number | 0000085344 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021-085344 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 6, 2020 |
| Property Address | 21 EMERSON CT, CONCORD, CA 94521-4751 |
| Document Number | 0000043447 |
| Map Reference | MB 433 PG 9 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 2020-043447 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 EMERSON CT, CONCORD, CA 94521-4751 |
| Document Number | 0000043448 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2020-043448 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 21 EMERSON CT, CONCORD, CA 94521-4751 |
| Document Number | 0000155950 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 21 EMERSON CT CONCORD CA 945214751, CONCORD, CA 94521-4751 |
| Document Number | 0000155950 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 155950 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,199,177 (+2%) Land $490,826 Building $708,351 | |
| 2025 | $13,897.00 (+4.27%) Homeowner's exemption | $1,175,664 (+4.04%) Land $481,202 Building $694,462 |
| 2023 | $13,328.00 (+1.15%) Homeowner's exemption | $1,130,014 Land $462,517 Building $667,497 |
| 2022 | $13,176.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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