21 Elm St, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 21 Elm St, Jay, ME 04239

Property Summary

Property Type	Single Family Home
Details	840 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$119,400 (Nov 2021)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2021 Mortgage + 1 more
APN	`JAYY M:015 L:099`

Property Details

APN / Parcel Number

Primary APN	`JAYY M:015 L:099`
Alternative APN	`1363`

Interior

Building Area	840 sqft Living Area

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Account Number	1363
Street Address	21 ELM ST
City	JAY
State	ME
Zip	04239-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	99
Jurisdiction	JAY ME
Township / Civil Division	JAY
Census Block Group	4
Census Block	4011
Census Tract	971400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Jay Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 ELM ST, JAY, ME 04239-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage CAMDEN NATIONAL BANK
Sep 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202111068
Deed Book / Page	4395 / 178
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	21 ELM ST, JAY, ME 04239-1603
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0045870338
Date	Oct 13, 2023
Book Page	4587/338
Instrument	6685

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAY ME
Recording Date	Nov 16, 2021
Property Address	21 ELM ST, JAY, ME 04239-1603
Document Number	0043950178
Book / Page	4395 / 178
Instrument Date	Nov 15, 2021
Instrument	11068
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3121, SKOWHEGAN, ME 04976-3121

Mortgage

Document Number	0000011069
Date	Nov 16, 2021
Instrument	11069

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAY ME
Recording Date	Sep 19, 2017
Property Address	21 ELM ST, JAY, ME 04239-1603
Document Number	0039420208
Book / Page	003942 / 000208
Instrument Date	Sep 15, 2017
Instrument	7341
Transaction Type	Transfer
Record Updated	Oct 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RAYMONDS WAY #1 JAY ME 042394159, 1, JAY, ME 04239-4159

Tax Assessment & Valuation

Source: Franklin County and Jay Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,164.00 (+48.32%)	$180,310 (+171.84%) Land $41,930 Building $138,380
2024	$1,459.00 (-4.39%)	$66,330 (-) Land $11,180 Building $55,150
2023	$1,526.00 (+12.21%)	$66,330 (-) Land $11,180 Building $55,150
2022	$1,360.00	$66,330 Land $11,180 Building $55,150

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVERMORE FALLS WATER DISTRICT serves 2,995 people · EPA ID ME0090880
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	12 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2021 Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

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