21 Elm St, Eldred, PA 16731 Property Records

McKean County property record for 21 Elm St, Eldred, PA 16731 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1,892 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2023)
Tax Bill	$2,469 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-002.-320.00`

Property Details

APN / Parcel Number

Primary APN	`07-002.-320.00`
Alternative APN	`010650`

Interior

Building Area	1,892 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	21 ELM ST
City	ELDRED
State	PA
Zip	16731-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1032-0287
Legal Subdivision	BENNETT FARM
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	4
Census Block	4027
Census Tract	420600

Owner

Source: McKean County records · APN 07-002.-320.00

Assessment roll updated April 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 ELM ST, ELDRED, PA 16731-3500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2023 · Amount on Record
Deed Sale	Apr 06, 2023 · Amount on Record
Prior Sale	Sep 26, 2008 · Amount on Record
Deed Document Number	20231137
Deed Book / Page	1032 / 287
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Apr 06, 2023
Property Address	21 ELM ST, ELDRED, PA 16731-3500
Document Number	001032/287
Book / Page	1032 / 287
Instrument Date	Apr 06, 2023
Instrument	202301137
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 ELM ST, ELDRED, PA 16731-3500

Mortgage

Document Number	0202301138
Date	Apr 06, 2023
Instrument	202301138

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,469.00 (+0.94%)	$55,710 (-) Land $5,000 Building $50,710
2025	$2,446.00 (+8.23%)	$55,710 (-) Land $5,000 Building $50,710
2024	$2,260.00	$55,710 Land $5,000 Building $50,710
1998			$55,710 Land $5,000 Building $50,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420834206004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force 14 of 23 on primary residences
Nearby Flood Claims	7 (1981–2021)
Most Recent Claim	Jul 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 7% of the US · above 8% of Pennsylvania
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.