21 Ellen Cir, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 21 Ellen Cir, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,360 sqft · built 1979
Lot Size	0.478 acres (20,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,500 (Dec 2016)
Tax Bill	$13,799 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-13001-12-00001`

Property Details

APN / Parcel Number

Primary APN	`15-13001-12-00001`
Alternative APNs	`1513001001200001` `08366000`

Interior

Stories	2 Stories
Building Area	2,360 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	20,800 sqft (0.478 acres)
Lot Dimensions	160 ft deep x 130 ft wide

Location & Zoning

Account Number	08366000
Street Address	21 ELLEN CIR
City	OLD BRIDGE
State	NJ
Zip	08857-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	130X160
Legal Subdivision	LANDING LANE ESTATES SEC 1
Legal Block	13001
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1016
Census Tract	7913

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 ELLEN CIR, OLD BRIDGE, NJ 08857-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 1, 2016	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2016 · Amount on Record
Deed Sale	Dec 7, 2016 · Amount on Record
Prior Sale	Nov 12, 2013 · Amount on Record
Deed Document Number	2016283
Deed Book / Page	6901 / 409
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	21 ELLEN CIR, OLD BRIDGE, NJ 08857-2603
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ELLEN CIR, OLD BRIDGE, NJ 08857-2603

Mortgage

Document Number	0000000136
Date	Jan 2, 2024
Book Page	19371/1133
Instrument	2024000136

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	21 ELLEN CIR, OLD BRIDGE, NJ 08857-2603
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081934
Date	Sep 18, 2018
Book Page	17299/1224
Instrument	201800081934

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	21 ELLEN CIR, OLD BRIDGE, NJ 08857-2603
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136489
Date	Nov 1, 2021
Book Page	18695/952
Instrument	2021136489

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jun 1, 2051

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	21 ELLEN CIR, OLD BRIDGE, NJ 08857-2603
Document Number	0000012330
Instrument Date	Nov 1, 2016
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 ELLEN CIR OLD BRIDGE NJ 088572603, OLD BRIDGE, NJ 08857-2603

Mortgage

Document Number	0000012330
Date	May 30, 2017
Book Page	016780/000420
Instrument	12330

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 (-) Land $75,200 Building $146,900	$222,100 (-) Land $75,200 Building $146,900
2025	$13,799.00 (+10.03%)	$222,100 (-) Land $75,200 Building $146,900	$222,100 (-) Land $75,200 Building $146,900
2024	$12,541.00 (+6.69%)
2023		$222,100 Land $75,200 Building $146,900	$222,100 Land $75,200 Building $146,900
2022	$11,755.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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