Monmouth County and Rumson Borough property record for 21 Edgewood Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,385 sqft · built 2006 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,625 (May 2003) |
| Tax Bill | $27,770 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00015-0000-00008-01 |
| Primary APN | 41-00015-0000-00008-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,385 sqft Living Area |
| 1st Floor Area | 2,900 sqft |
| Upper Floors Area | 1,320 sqft |
| Basement Area | 2,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 63,598 sqft |
| Garage Area | 696 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 72 sqft |
| Patio Area | 690 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 017000 |
|---|---|
| Street Address | 21 EDGEWOOD RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 15 |
| Legal Lot Number | 8.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 803800 |
21 Edgewood Rd is owned and occupied by two individuals who bought it in May 2003.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 EDGEWOOD RD, RUMSON, NJ 07760-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 27, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| May 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2003 · Amount on File |
| Deed Sale | May 12, 2003 · Amount on File |
| Prior Sale | Aug 10, 1998 · Amount on File |
| Deed Book / Page | 8227 / 3749 |
| Prior Transfer Date | Jul 1, 1998 |
| Prior Transfer Doc | 5739000134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 EDGEWOOD RD, RUMSON, NJ 07760-1113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | NATIONAL LINK ORIGINATIONS |
| Name | Verified Name |
|---|
| Document Number | 0095205178 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 9520/5178 |
| Instrument | 2021095056 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 EDGEWOOD RD, RUMSON, NJ 07760-1113 |
| Document Number | 0000105277 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | SOUTHWEST FINANCIAL, SWF |
| Name | Verified Name |
|---|---|
| Address | 21 EDGEWOOD RD RUMSON NJ 077601113, RUMSON, NJ 07760-1113 |
| Document Number | 0000105277 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 009378/002559 |
| Instrument | 105277 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 EDGEWOOD RD, RUMSON, NJ 07760-1113 |
| Document Number | 0000054087 |
| Book / Page | 009229 / 007988 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Title Company | RED BANK TITLE AGENCY INC, RED BK TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 EDGEWOOD RD RUMSON NJ 077601113, RUMSON, NJ 07760-1113 |
| Document Number | 0000054087 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 009229/007988 |
| Instrument | 54087 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2047 |
The 2025 property tax bill for 21 Edgewood Rd was $27,770, up 1.1% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,927,600 (+10.59%) Land $1,633,300 Building $1,294,300 | $2,927,600 (+10.59%) Land $1,633,300 Building $1,294,300 | |
| 2025 | $27,770.00 (+1.07%) | $2,647,300 Land $1,518,900 Building $1,128,400 | $2,647,300 Land $1,518,900 Building $1,128,400 |
| 2024 | $27,476.00 | ||
| 2023 | $2,348,900 Land $1,373,600 Building $975,300 | $2,348,900 Land $1,373,600 Building $975,300 | |
| 2022 | $27,366.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Edgewood Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Edgewood Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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