21 Edgewater Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 21 Edgewater Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$5,500 (Jun 2001)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-01130-0090`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-01130-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,792 sqft Heated Area
Gross Area	2,580 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	450 sqft
Pool Type	Enclosed Pool
Pool Area	240 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	21 EDGEWATER DR
City	PALM COAST
State	FL
Zip	32164-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 34 BL 113 LT 9 OR 221 PG 787 OR 714 PG 856
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	113
Legal Lot Number	9
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2009
Census Tract	60218

Owner

Source: Flagler County records · APN 07-11-31-7034-01130-0090

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	21 EDGEWATER DR, PALM COAST, FL 32164-6323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Jun 04, 2001 · Amount on Record
Deed Sale	Jun 04, 2001 · Amount on Record
Prior Sale	Nov 02, 2000 · Amount on Record
Deed Document Number	0007471755
Last Transfer Date	Jul 16, 2024
Transfer Doc	0028841950
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	21 EDGEWATER DR, PALM COAST, FL 32164-6323
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EDGEWATER DR, PALM COAST, FL 32164-6323

Mortgage

Document Number	0028031159
Date	Aug 10, 2023
Book Page	2803/1159
Instrument	2023034708

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (+5.83%) Homeowner's exemption	$163,985 (+5.99%)	$316,629 (+6.87%) Land $69,000 Building $247,629
2023	$2,075.00 (+1.47%) Homeowner's exemption	$154,721 (+3%)	$296,271 (+3.94%) Land $60,000 Building $236,271
2022	$2,045.00 Homeowner's exemption	$150,215	$285,028 Land $62,000 Building $223,028

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.