21 Earnhardt Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 21 Earnhardt Cir, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,432 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$292,500 (Jun 2022)
Tax Bill$1,767 (2024)
Deeds & MortgagesSep 2020 Mortgage
Jun 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN723-03037-000

Property Details

APN / Parcel Number

Primary APN723-03037-000
Alternative APN
  • 29161

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,432 sqft Living Area
1st Floor Area2,432 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Garage TypeAttached
Garage Area484 sqft
DrivewayDriveway
Driveway Area660 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area287 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address21 EARNHARDT CIR
CityCABOT
StateAR
Zip72023-5047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:37 CITY/MUNI/TWP:CABOT SUBD:SOUTHERN COMFORT ESTATES I SEC/TWN/RNG/MER:SEC 30 TWN 04N RNG 09W
Legal Range09W
Legal Township04N
Legal Section30
Legal SubdivisionSOUTHERN COMFORT ESTATES I
Legal Lot Number37
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group1
Census Block1021
Census Tract20206

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 EARNHARDT CIR, CABOT, AR 72023-5047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Jun 1, 2022Intrafamily Transfer, Transfer
LENDERS TITLE COMPANY
Jun 1, 2022Warranty Deed, Transfer · FHA Mortgage
FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2022 · Amount on Record
Deed SaleJun 1, 2022 · Amount on Record
Prior SaleJun 1, 2022
Deed Document Number2022-06501
Deed Book / Page2022 / 6501
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address21 EARNHARDT CIR, CABOT, AR 72023-5047
Transaction TypeMortgage
Record UpdatedJun 20, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010382
DateSep 18, 2020
Book Page2020/10382
Instrument2020-10382
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2050

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLONOKE AR
Recording DateJun 1, 2022
Property Address21 EARNHARDT CIR, CABOT, AR 72023-5047
Document Number0000006500
Book / Page2022 / 6500
Instrument DateMay 6, 2022
Instrument2022-06500
Transaction TypeTransfer
Record UpdatedMar 3, 2023
Title CompanyLENDERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 EARNHARDT CIR, CABOT, AR 72023-5047

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateJun 1, 2022
Property Address21 EARNHARDT CIR, CABOT, AR 72023-5047
Document Number0000006501
Book / Page2022 / 6501
Instrument DateMay 4, 2022
Instrument2022-06501
Transaction TypeTransfer
Record UpdatedMar 3, 2023
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$966.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 EARNHARDT CIR, CABOT, AR 72023-5047

Mortgage

Document Number0202206502
DateJun 1, 2022
Instrument2022-06502
Lender
NameFIRSTTRUST HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,540 (-) Land $5,500 Building $39,040
2024$1,767.00 (-4.07%)
2023$1,842.00 Homeowner's exemption$44,540 Land $5,500 Building $39,040$222,700 Land $27,500 Building $195,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Connect2First
Fiber
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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