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21 E Thomas St, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 21 E Thomas St, Wharton, NJ 07885 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,689 sqft · built 1989
Lot Size0.185 acres (8,050 sqft)
Owner2 Individual Names on File
Last Sale$369,000 (Jun 2019)
Tax Bill$11,141 (2024)
Deeds & MortgagesMay 2020 Mortgage
Jun 2019 Sale & Mortgage
APN39-01606-0000-00017

Property Details

APN / Parcel Number

Primary APN39-01606-0000-00017
Alternative APN
  • 390160600017

Interior

Stories2 Stories
Building Area1,689 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Lot Area8,050 sqft (0.185 acres)
Lot Dimensions161 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address21 E THOMAS ST
CityWHARTON
StateNJ
Zip07885-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1606
Legal Lot Number17
JurisdictionMORRIS NJ
Township / Civil DivisionWHARTON
Census Block Group4
Census Block4008
Census Tract45100

Owner

Source: Morris County and Wharton Borough records · APN 39-01606-0000-00017

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 E THOMAS ST, WHARTON, NJ 07885-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · Conventional with PMI
ATLANTIC HM LOANS
Jun 24, 2019Grant Deed, Transfer · Conventional Mortgage
ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Prior SaleSep 28, 2009 · Amount on Record
Deed Document Number201931948
Deed Book / Page23558 / 1770
Prior Transfer DateSep 29, 2004
Prior Transfer Doc6193000045
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address21 E THOMAS ST, WHARTON, NJ 07885-1902
Document Number0238051068
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyWESTCOR TITLE INSURANCE COMPANY, WESTCOR TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 E THOMAS ST WHARTON NJ 078851902, WHARTON, NJ 07885-1902

Mortgage

Document Number0238051068
DateJun 30, 2020
Book Page023805/001068
Instrument40510
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 29, 2035

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMORRIS NJ
Recording DateJun 24, 2019
Property Address21 E THOMAS ST, WHARTON, NJ 07885-1902
Document Number0235581770
Book / Page023558 / 001770
Instrument DateMay 23, 2019
Instrument31948
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyCARNEGIE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$369.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 E THOMAS ST WHARTON NJ 078851902, WHARTON, NJ 07885-1902

Mortgage

Document Number235581776
DateJun 24, 2019
Book Page023558/001776
Instrument31949
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2049

Tax Assessment & Valuation

Source: Morris County and Wharton Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityWharton Borough
Secondary School DistrictMorris Hills Regional School District (09 - 12)
Elementary School DistrictWharton Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$449,800 (+9.63%) Land $126,400 Building $323,400$449,800 (+9.63%) Land $126,400 Building $323,400
2025$410,300 (+17.23%) Land $102,600 Building $307,700$410,300 (+17.23%) Land $102,600 Building $307,700
2024$11,141.00 (-0.28%)
2023$350,000 Land $93,100 Building $256,900$350,000 Land $93,100 Building $256,900
2022$11,172.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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