21 E Saint Charles Ave, Phoenix, AZ 85042 Property Records

Maricopa County property record for 21 E Saint Charles Ave, Phoenix, AZ 85042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,862 sqft · built 1940
Lot Size	0.263 acres (11,474 sqft)
Owner	Individual Name on File
Last Sale	$436,850 (Jun 2026)
Tax Bill	$628 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`114-07-064-B`

Property Details

APN / Parcel Number

Primary APN	`114-07-064-B`
Alternative APN	`11407064B1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,862 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Adobe
Roof Material	Other
Lot Area	11,474 sqft (0.263 acres)
View / Lot	Commercial/Industrial
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21 E SAINT CHARLES AVE
City	PHOENIX
State	AZ
Zip	85042-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TOMPKINS PLACE MCR 31/31
Legal Subdivision	TOMPKINS PLACE
Legal Lot Number	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3009
Census Tract	116500

Owner

21 E Saint Charles Ave is owned and occupied by an individual who bought it in June 2026.

Source: Maricopa County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 29, 2018	Quit Claim Deed, Transfer MAGNUS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	2026384809
Prior Transfer Date	Jul 28, 2016
Prior Transfer Doc	0000542597
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 26, 2026
Property Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230
Document Number	0000384809
Instrument Date	Jun 24, 2026
Instrument	2026384809
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE AGENCY O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230

Mortgage

Document Number	0000384810,
Date	Jun 26, 2026
Instrument	2026384810

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230

Mortgage

Document Number	0000423309
Date	Apr 15, 2021
Instrument	20210423309

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230
Document Number	0000750935
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	21 E SAINT CHARLES AVE PHOENIX AZ 850424230, PHOENIX, AZ 85042-4230

Mortgage

Document Number	0000750935
Date	Sep 24, 2019
Instrument	750935

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 23, 2024

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 18, 2019
Property Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230
Document Number	0000187712
Map Reference	MB 31 PG 31
Instrument Date	Mar 15, 2019
Instrument	20190187712
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 E SAINT CHARLES AVE, 21, PHOENIX, AZ 85042-4230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230

Mortgage

Document Number	0000187713
Date	Mar 18, 2019
Instrument	20190187713

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 29, 2018
Property Address	21 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4230
Document Number	0000500281
Instrument Date	Jun 22, 2018
Instrument	500281
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	MAGNUS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21 E SAINT CHARLES AVE PHOENIX AZ 850424230, PHOENIX, AZ 85042-4230

Tax Assessment & Valuation

The 2025 property tax bill for 21 E Saint Charles Ave was $628.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,010 (+502.11%)	$280,100 (+2.56%) Land $56,000 Building $224,100
2025	$628.00	$4,652 (-84.19%)	$273,100 (-7.17%) Land $54,600 Building $218,500
2024		$29,420	$294,200 Land $58,800 Building $235,400
2023	$594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 E Saint Charles Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 E Saint Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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