St. Louis County property record for 21 E Saint Andrews St, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 889 sqft · built 1946 |
| Lot Size | 0.171 acres (7,486 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Dec 2020) |
| Tax Bill | $2,958 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1840-00260 |
| Primary APN | 010-1840-00260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 889 sqft Gross Area |
| 1st Floor Area | 168 sqft |
| Basement Area | 444 sqft |
| Finished Basement | 444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,486 sqft (0.171 acres) |
| Garage Area | 300 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 276 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1167072 |
|---|---|
| Street Address | 21 E SAINT ANDREWS ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 50 FT OF W 108 FT OF LOTS 16 17 AND 18 SERIAL # |
| Legal Subdivision | GLEN AVON 2ND DIV OF DULUTH |
| Legal Block | 1 |
| Legal Lot Number | 16-17 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 500 |
21 E Saint Andrews St is owned and occupied by an individual who acquired it in May 2024.
Source: St. Louis County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 E SAINT ANDREWS ST, DULUTH, MN 55803-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2020 | Warranty Deed, Transfer · Conventional with PMI SERVION INC |
| Jan 13, 2021 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on File |
| Deed Sale | Dec 22, 2020 · Amount on File |
| Prior Sale | Jan 7, 2004 · Amount on File |
| Deed Document Number | 20201034070 |
| Last Transfer Date | May 31, 2024 |
| Transfer Doc | 0001080100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 22, 2020 |
| Property Address | 21 E SAINT ANDREWS ST, DULUTH, MN 55803-2238 |
| Document Number | 00T1034070 |
| Instrument Date | Nov 13, 2020 |
| Instrument | T1034070 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $578.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 E SAINT ANDREWS ST DULUTH MN 558032238, DULUTH, MN 55803-2238 |
| Document Number | T1034071 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | T1034071 |
| Name | SERVION INC |
|---|---|
| Address | NEW BRIGHTON, MN 55112 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 13, 2021 |
| Property Address | 21 E SAINT ANDREWS ST, DULUTH, MN 55803-2238 |
| Document Number | 00T1035153 |
| Instrument Date | Nov 13, 2020 |
| Instrument | T1035153 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 E SAINT ANDREWS ST DULUTH MN 558032238, DULUTH, MN 55803-2238 |
The 2026 property tax bill for 21 E Saint Andrews St was $2,958 with a homeowner's exemption, up 4.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,958.00 (+4.75%) Homeowner's exemption | ||
| 2025 | $2,824.00 (-3.16%) Homeowner's exemption | $242,700 (+6.35%) Land $50,900 Building $191,800 | $242,700 (+6.35%) Land $50,900 Building $191,800 |
| 2024 | $2,916.00 | $228,200 Land $47,500 Building $180,700 | $228,200 Land $47,500 Building $180,700 |
| 2022 | $191,500 Land $32,500 Building $159,000 | $191,500 Land $32,500 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 E Saint Andrews St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 E Saint Andrews St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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