DuPage County property record for 21 E Oak St, Villa Park, IL 60181
| Property Type | Single Family Home |
|---|---|
| Details | 1,000 sqft · built 1951 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,000 (Sep 2019) |
| Tax Bill | $5,428 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-308-013 |
| Primary APN | 06-03-308-013 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 15.9 ft deep x 4 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 21 E OAK ST |
|---|---|
| City | VILLA PARK |
| State | IL |
| Zip | 60181-2158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PAYNES ADD |
| Legal Subdivision | PAYNES ADD |
| Legal Lot Number | 161 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 843100 |
21 E Oak St is owned and occupied by two individuals who bought it in September 2019.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 E OAK ST, VILLA PARK, IL 60181-2158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC |
| Sep 10, 2019 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on File |
| Deed Sale | Sep 10, 2019 · Amount on File |
| Prior Sale | May 4, 2015 · Amount on File |
| Deed Document Number | 201979518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 21 E OAK ST, VILLA PARK, IL 60181-2158 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001736 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | R2026-001736 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 10, 2019 |
| Property Address | 21 E OAK ST, VILLA PARK, IL 60181-2158 |
| Document Number | 0000079518 |
| Instrument Date | Sep 9, 2019 |
| Instrument | R2019-079518 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | PREMIER TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 E OAK ST, VILLA PARK, IL 60181-2158 |
| Document Number | 0000079519 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | R2019-079519 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 21 E Oak St was $5,428 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Villa Park Village |
| Secondary School District | DuPage High School District 88 (09 - 12) |
| Elementary School District | SD 45 DuPage County (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,428.00 | $82,804 Land $11,233 Building $71,571 | $248,412 Land $33,699 Building $214,713 |
| 2022 | $4,839.00 Homeowner's exemption | $68,240 Land $9,260 Building $58,980 | $204,720 Land $27,780 Building $176,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLA PARK public/private · serves 22,263 people · EPA ID IL0430800 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures