21 E Moseley Rd, Palatine, IL 60074 Property Records

Cook County property record for 21 E Moseley Rd, Palatine, IL 60074

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,053 sqft · built 2007
Lot Size0.03 acres (1,313 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Dec 2023)
Tax Bill$8,492 (2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-02-206-042

Property Details

APN / Parcel Number

Primary APN02-02-206-042
Alternative APN
  • 02-02-206-042-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,053 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area1,313 sqft (0.03 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address21 E MOSELEY RD
CityPALATINE
StateIL
Zip60074-1155
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal SubdivisionPRESERVES HILLTOP SUBDIVISION
JurisdictionCOOK IL
Township / Civil DivisionPALATINE
Census Block Group2
Census Block2024
Census Tract803608

Owner

21 E Moseley Rd, a townhouse, is owned and occupied by two individuals who bought it in December 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address21 E MOSELEY RD, PALATINE, IL 60074-1155
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST WESTERN TRUST BANK
Sep 18, 2020Deed of Trust, Mortgage
PROPER RATE LLC
Oct 22, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE
Feb 28, 2018Deed of Trust, Mortgage
WELLS FARGO BK/TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2023 · Amount on File
Deed SaleDec 19, 2023 · Amount on File
Prior SaleOct 22, 2019 · Amount on File
Deed Document Number202328048
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 19, 2023
Property Address21 E MOSELEY RD, PALATINE, IL 60074-1155
Document Number0035328048
Map ReferenceDOC 0715122064
Instrument DateDec 5, 2023
Instrument2335328048
Transaction TypeTransfer
Record UpdatedDec 29, 2023
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21 E MOSELEY RD, PALATINE, IL 60074-1155

Mortgage

Document Number0035328049
DateDec 19, 2023
Instrument2335328049
Lender
NameFIRST WESTERN TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate
Rate7.25%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address21 E MOSELEY RD, PALATINE, IL 60074-1155
Document Number2031238284
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 E MOSELEY RD PALATINE IL 600741155, PALATINE, IL 60074-1155

Mortgage

Document Number2031238284
DateNov 9, 2020
Instrument31238284
Lender
NamePROPER RATE LLC
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term360 Months
DueNov 8, 2050
Interest
Rate TypeFixed Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 22, 2019
Property Address21 E MOSELEY RD, PALATINE, IL 60074-1155
Document Number1929541010
Instrument DateOct 11, 2019
Instrument29541010
Transaction TypeTransfer
Record UpdatedOct 31, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$356.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1111 S WABASH AVE #1607 CHICAGO IL 606052566, 1607, CHICAGO, IL 60605-2566

Mortgage

Document Number1929555079
DateOct 22, 2019
Instrument29555079
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 21, 2049
Interest
Rate TypeFixed Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address21 E MOSELEY RD, PALATINE, IL 60074-1155
Document Number1807308057
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedMar 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 E MOSELEY RD PALATINE IL 600741155, PALATINE, IL 60074-1155

Mortgage

Document Number1807308057
DateMar 14, 2018
Instrument7308057
Lender
NameWELLS FARGO BK/TX
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount on Record
Term360 Months
DueMar 13, 2048
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionPalatine Township
MunicipalityPalatine Village
Elementary School DistrictPalatine Community Consolidated School District 15 (PK - 08)
Secondary School DistrictTownship High School District 211 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,001 Land $1,970 Building $40,031$420,010 Land $19,700 Building $400,310
2023$8,492.00 (+3.75%)
2022$8,185.00 (-6.82%) Homeowner's exemption$31,999 (+5.34%) Land $6,499 Building $25,500$319,990 (+5.34%) Land $64,990 Building $255,000
2021$8,784.00 Homeowner's exemption$30,377 Land $722 Building $29,655$303,770 Land $7,220 Building $296,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 E Moseley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2013)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E Moseley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALATINE
serves 70,875 people · EPA ID IL0312340
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionFeb 2026
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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