21 E Mill St, Urbana, IN 46990 Property Records

Wabash County property record for 21 E Mill St, Urbana, IN 46990

Property Summary

Property Type	Commercial
Details	1,680 sqft · built 1940
Lot Size	0.098 acres (4,290 sqft)
Owner	Company Name on Record
Last Sale	$106,300 (Nov 2025)
Tax Bill	$367 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`85-11-07-101-002.000-003`

Property Details

APN / Parcel Number

Primary APN	`85-11-07-101-002.000-003`
Alternative APN	`00770078704`

Interior

Stories	1 Story
Building Area	1,680 sqft Total Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,290 sqft (0.098 acres)
Lot Dimensions	66 ft deep x 65 ft wide
Utility Building	1,680 sqft

Location & Zoning

Account Number	00770078704
Street Address	21 E MILL ST
City	URBANA
State	IN
Zip	46990
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SCHULTZ (URBANA) E PT LOT 1 DITCH 584.660 & 664
Legal Subdivision	SCHULTZS ADDITION
Legal Lot Number	1
Jurisdiction	WABASH IN
Township / Civil Division	LAGRO
Census Block Group	1
Census Block	1043
Census Tract	102500

Owner

Source: Wabash County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	703 E 500 N, URBANA, IN 46990-9428
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · Commercial Mortgage BEACON CU
Oct 28, 2022	Receiver's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	May 18, 2016
Deed Document Number	2025490028
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Nov 7, 2025
Property Address	21 E MILL ST, URBANA, IN 46990
Document Number	2025R490028
Map Reference	MB 2 PG 5
Instrument Date	Nov 6, 2025
Instrument	2025R490028
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E 500 N, URBANA, IN 46990-9428

Mortgage

Document Number	2025R490029
Date	Nov 7, 2025
Instrument	2025R490029

Lender

Name	BEACON CU
Type	Credit Union
Address	641 S MIAMI ST, WABASH, IN 46992

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2045

Interest

Rate Type	Adjustable Rate

October 2022: Receiver's Deed, Transfer

Document Type	Receiver's Deed
Jurisdiction	WABASH IN
Recording Date	Oct 28, 2022
Property Address	21 E MILL ST, URBANA, IN 46990
Document Number	2022R476538
Map Reference	MB 2 PG 5
Instrument Date	Oct 27, 2022
Instrument	2022R476538
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4433 W 500 N, WABASH, IN 46992-8770

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Lagro Township
Unified School District	Wabash County Schools Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$367.00 (+46.22%)	$19,800 (+22.98%) Land $5,900 Building $13,900	$19,800 (+22.98%) Land $5,900 Building $13,900
2024	$251.00 (+24.26%)	$16,100 (-0.62%) Land $5,900 Building $10,200	$16,100 (-0.62%) Land $5,900 Building $10,200
2023		$16,200 (-) Land $5,900 Building $10,300	$16,200 (-) Land $5,900 Building $10,300
2022	$202.00	$16,200 Land $5,900 Building $10,300	$16,200 Land $5,900 Building $10,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL · Fixed Wireless in parts of the area	60 / 5
Watch TV Fixed Wireless	25 / 3

May also be available: TWN Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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