21 E Melrose St, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 21 E Melrose St, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,404 sqft · built 1918
Lot Size	0.221 acres (9,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Aug 2009)
Tax Bill	$27,611 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00456081`

Property Details

APN / Parcel Number

Primary APN	`07-00456081`
Alternative APN	`00456081`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,404 sqft Living Area
1st Floor Area	2,557 sqft
Basement Area	727 sqft
Finished Basement	727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Bi-Level
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,620 sqft (0.221 acres)
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00456081
Street Address	21 E MELROSE ST
City	CHEVY CHASE
State	MD
Zip	20815-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SEC 2 CHEVY CHASE
Legal Subdivision	CHEVY CHASE
Legal Block	47
Legal Lot Number	P12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	1
Census Block	1015
Census Tract	705300

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 E MELROSE ST, CHEVY CHASE, MD 20815-4203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2009 · Amount on Record
Deed Sale	Aug 12, 2009 · Amount on Record
Prior Sale	Nov 14, 1997 · Amount on Record
Deed Document Number	200914096
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	0000014096
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	21 E MELROSE ST, CHEVY CHASE, MD 20815-4203
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E MELROSE ST, CHEVY CHASE, MD 20815-4203

Mortgage

Document Number	0699450422
Date	Dec 18, 2025
Book Page	69945/422

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 26, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	21 E MELROSE ST, CHEVY CHASE, MD 20815-4203
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E MELROSE ST, CHEVY CHASE, MD 20815-4203

Mortgage

Document Number	0668550243
Date	Mar 30, 2023
Book Page	66855/243

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	21 E MELROSE ST, CHEVY CHASE, MD 20815-4203
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E MELROSE ST, CHEVY CHASE, MD 20815-4203

Mortgage

Document Number	0632050147
Date	Jun 8, 2021
Book Page	63205/147

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Chevy Chase Village Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,420,433 (+5.03%)	$2,652,100 (+15.08%) Land $1,165,000 Building $1,487,100
2025	$27,611.00 (+20.44%)	$2,304,600 (+10.22%) Land $1,059,100 Building $1,245,500	$2,304,600 (-) Land $1,059,100 Building $1,245,500
2023		$2,091,000	$2,304,600 Land $1,059,100 Building $1,245,500
2022	$22,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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