21 E Meadow Ln, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 21 E Meadow Ln, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,501 sqft · built 2018
Lot Size	2.03 acres (88,475 sqft)
Owner	2 Company Names on File
Last Sale	$400,000 (Mar 2018)
Tax Bill	$30,277 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Refinance + 10 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0013 B:0000 L:0101 C`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0013 B:0000 L:0101 C`
Alternative APN	`MDLT M:0013 B:0000 L:0101 C`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,501 sqft Living Area
Gross Area	7,903 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	88,475 sqft (2.03 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	21 E MEADOW LN
City	MIDDLETON
State	MA
Zip	01949-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	101 C
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	3
Census Block	3000
Census Tract	212101

Owner

Source: Essex County and Middleton Town records · APN MIDD M:0013 B:0000 L:0101 C

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2026	Deed of Trust, Mortgage SAVINGS BANK
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Aug 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SAVINGS BANK TRUST
Aug 09, 2024	Quit Claim Deed, Transfer Quitclaim
May 30, 2018	Deed of Trust, Mortgage SAVINGS BANK TRUST
Mar 18, 2019	Deed of Trust, Mortgage · ARM SAVINGS BANK TRUST
Apr 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Jan 29, 2019	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Mar 30, 2018	Quit Claim Deed, Transfer
Jan 05, 2018	Quit Claim Deed, Transfer READING COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	Jan 05, 2018 · Amount on Record
Deed Book / Page	36615 / 176
Last Transfer Date	Jul 31, 2024
Transfer Doc	042262-574
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043260-413
Date	Mar 09, 2026
Book Page	43260/413
Instrument	20260309000820

Lender

Name	SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2046

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041873-12
Date	Nov 22, 2023
Book Page	41873/12
Instrument	20231122002490

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040753-381
Date	Feb 28, 2022
Book Page	40753/381
Instrument	20220228001020

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042906-559
Date	Aug 25, 2025
Book Page	42906/559
Instrument	20250825000900

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2045

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Aug 09, 2024
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Document Number	042262-574
Book / Page	42262 / 574
Instrument Date	Jul 31, 2024
Instrument	20240809000510
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36750-30
Date	May 30, 2018
Book Page	36750/30
Instrument	180530005590

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37386-537
Date	Mar 18, 2019
Book Page	37386/537
Instrument	20190318000950

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 18, 2026
Index	Other

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37459-286
Date	Apr 24, 2019
Book Page	37459/286
Instrument	20190424001670

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39303-5
Date	Dec 16, 2020
Book Page	39303/5
Instrument	20201216002310

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

January 2019: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jan 29, 2019
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Document Number	37297-572
Book / Page	037297 / 000572
Instrument Date	Jan 28, 2019
Instrument	1901291570
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 E MEADOW LN MIDDLETON MA 019493523, MIDDLETON, MA 01949-3523

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Mar 30, 2018
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Document Number	36615-176
Book / Page	036615 / 000176
Instrument Date	Mar 27, 2018
Instrument	1803301990
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Amount	Amount Recorded
Tax	$1,824.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 STONEFIELD CIR WINCHESTER MA 018902442, WINCHESTER, MA 01890-2442

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jan 05, 2018
Property Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523
Document Number	36455-82
Book / Page	36455 / 82
Instrument	180105004130
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$54.54
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E MEADOW LN, MIDDLETON, MA 01949-3523

Mortgage

Document Number	364550085
Date	Jan 05, 2018
Instrument	36455/0085

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Middleton Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$30,277.00 (-0.1%)	$2,546,400 (-0.94%) Land $643,500 Building $1,902,900
2024	$30,307.00 (+21.2%)	$2,570,600 (+32.31%) Land $659,500 Building $1,911,100
2023	$25,005.00	$1,942,900 Land $619,500 Building $1,323,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092121013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 95 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3184000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.