21 E High St, Oxford, OH 45056 Property Records

Butler County property record for 21 E High St, Oxford, OH 45056

Property Summary

Property Type	Commercial
Details	7,416 sqft · built 1912
Lot Size	0.109 acres (4,752 sqft)
Owner	Owner Name on Record
Last Sale	$675,000 (Sep 1997)
Tax Bill	$18,187 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H4100-003.000-088`

Property Details

APN / Parcel Number

Primary APN	`H4100-003.000-088`
Alternative APNs	`0003100` `469243` `473101`

Interior

Stories	1 Story
Building Area	7,416 sqft Total Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1992
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,752 sqft (0.109 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0003100
Old Parcel Number	H4100003.000088
Street Address	21 E HIGH ST
City	OXFORD
State	OH
Zip	45056-1817
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	57 E 36 CONS W/89
Jurisdiction	BUTLER OH
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2002
Census Tract	10106

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2 S 3RD ST STE 400, 400, HAMILTON, OH 45011-2875

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Jul 25, 2019	Grant Deed, Mortgage · Line of Credit CIVISTA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 1997 · Amount on Record
Deed Sale	Sep 3, 1997 · Amount on Record
Deed Document Number	0000048976
Deed Book / Page	H41
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	21 E HIGH ST, OXFORD, OH 45056-1817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023644
Date	Jun 10, 2020
Book Page	9453/1581
Instrument	2020-00023644

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 25, 2019
Property Address	21 E HIGH ST, OXFORD, OH 45056-1817
Book / Page	009316 / 000845
Instrument Date	Jul 24, 2019
Instrument	26931
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 W SPRING ST OXFORD OH 450561729, OXFORD, OH 45056-1729

Mortgage

Document Number	0000026931
Date	Jul 25, 2019
Book Page	009316/000845
Instrument	26931

Lender

Name	CIVISTA BK
Address	100 E WATER ST, SANDUSKY, OH 44870-2524

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Oxford Township
Municipality	Oxford City
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,187.00 (+9.22%)	$395,410 (-) Land $53,220 Building $342,190	$1,129,740 (-) Land $152,060 Building $977,680
2023	$16,652.00	$395,410 Land $53,220 Building $342,190	$1,129,740 Land $152,060 Building $977,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD CITY PWS serves 24,000 people · EPA ID OH0902312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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