21 E Ginny Ln, Union, WA 98592 Property Records

Mason County property record for 21 E Ginny Ln, Union, WA 98592

Property Summary

Property Type	Single Family Home
Details	1,888 sqft · built 2021
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$513,884 (Apr 2021)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32104-59-00001`

Property Details

APN / Parcel Number

Primary APN	`32104-59-00001`

Interior

Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Steep
View / Lot	Road
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Breezeway
Breezeway	Breezeway

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	21 E GINNY LN
City	UNION
State	WA
Zip	98592-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	ALDERBROOK G & Y #10 TRS 1 & 2 PCL 6 OF BLA #02-51 SEE S 30/83-100
Legal Subdivision	ALDERBROOK G & Y #10
Legal Tract	1,2
Legal Lot Number	1,2
Jurisdiction	MASON WA
Township / Civil Division	UNION-GRAPEVIEW
Census Block Group	3
Census Block	3013
Census Tract	960500

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 E GINNY LN, UNION, WA 98592-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jan 28, 2021	Deed of Trust, Mortgage · Construction Mortgage NORTHWEST BANK
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	20212155146
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	21 E GINNY LN, UNION, WA 98592-9753
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002193717
Date	Feb 13, 2023
Instrument	2193717

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	21 E GINNY LN, UNION, WA 98592-9753
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 E BEACH DR, UNION, WA 98592-9769

Mortgage

Document Number	0002149203
Date	Jan 28, 2021
Instrument	2149203

Lender

Name	NORTHWEST BANK
Type	Bank
Address	BOISE, ID 83702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Apr 20, 2021
Property Address	21 E GINNY LN, UNION, WA 98592-9753
Document Number	0002155146
Map Reference	VOL 7 PG 105-108
Instrument Date	Apr 15, 2021
Instrument	2155146
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	NOT AVAILABLE, OLYMPIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,247.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E GINNY LN, UNION, WA 98592-9753

Mortgage

Document Number	0002155147
Date	Apr 20, 2021
Instrument	2155147

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Hood Canal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,755 (+7.37%) Land $45,600 Building $499,155	$544,755 (+7.37%) Land $45,600 Building $499,155
2025	$3,586.00 (+0.73%)
2024	$3,560.00 (+13.52%)	$507,350 (+16.95%) Land $48,005 Building $459,345	$507,350 (+16.95%) Land $48,005 Building $459,345
2023	$3,136.00
2022		$433,820 Land $29,910 Building $403,910	$433,820 Land $29,910 Building $403,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1982–2007)
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Heavy Rains, Snow Melt, Flooding, Land & Mud Slides, Mar 1997 · 6 claims Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 4 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Fiber · Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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