21 E George St, Westminster, MD 21157 Property Records

Carroll County property record for 21 E George St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 1948
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,386 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-064934`

Property Details

APN / Parcel Number

Primary APN	`07-064934`
Alternative APNs	`7064934` `064934`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	064934
Street Address	21 E GEORGE ST
City	WESTMINSTER
State	MD
Zip	21157-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT - 13416 SQ FT 21 E GEORGE ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3012
Census Tract	507801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 E George St is owned and occupied by two individuals who acquired it in August 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 E GEORGE ST, WESTMINSTER, MD 21157-4949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed, Transfer · Stand-Alone First Mortgage RANDY GREEN
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGORY M SIMMONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024
Deed Sale	Aug 19, 2024
Prior Sale	Oct 26, 2021 · Amount on File
Deed Book / Page	11297 / 44
Prior Transfer Date	Jul 9, 2024
Prior Transfer Doc	0112970044
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 26, 2021
Property Address	21 E GEORGE ST, WESTMINSTER, MD 21157-4949
Document Number	0105240191
Book / Page	10524 / 191
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	21 E GEORGE ST, WESTMINSTER, MD 21157-4949

Mortgage

Document Number	0010524197
Date	Oct 26, 2021
Instrument	10524/197

Lender

Name	RANDY GREEN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	33 Months
Due	Jul 15, 2024

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	21 E GEORGE ST, WESTMINSTER, MD 21157-4949
Document Number	0088540498
Book / Page	008854 / 000498
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088540498
Date	Nov 3, 2017
Book Page	008854/000498

Lender

Name	REGORY M SIMMONS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 2, 2027

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 21 E George St was $4,386, up 10.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,386.00 (+10.7%)	$261,100 (+10.7%) Land $79,200 Building $181,900	$261,100 (-) Land $79,200 Building $181,900
2025	$3,962.00	$235,867	$261,100 Land $79,200 Building $181,900
2023	$3,133.00	$185,400 Land $79,200 Building $106,200	$185,400 Land $79,200 Building $106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 E George St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E George St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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