Mercer County and Pennington Borough property record for 21 E Franklin Ave, Pennington, NJ 08534
| Property Type | Single Family Home |
|---|---|
| Details | 3,042 sqft · built 1976 |
| Lot Size | 0.476 acres (20,748 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $940,000 (Aug 2022) |
| Tax Bill | $25,521 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00104-0000-00014 |
| Primary APN | 08-00104-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,042 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 20,748 sqft (0.476 acres) |
| Lot Dimensions | 247 ft deep x 84 ft wide |
| Old Parcel Number | 0800003000000016 |
|---|---|
| Street Address | 21 E FRANKLIN AVE |
| City | PENNINGTON |
| State | NJ |
| Zip | 08534-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Subdivision | PENNINGTON |
| Legal Block | 104 |
| Legal Lot Number | 14 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | PENNINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3903 |
Source: Mercer County and Pennington Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 E FRANKLIN AVE, PENNINGTON, NJ 08534-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRINCETON FCU |
| Aug 25, 2022 | Deed, Transfer · Conventional Mortgage PRINCETON FCU |
| Aug 27, 2019 | Deed of Trust, Mortgage · ARM M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | Jul 9, 2012 · Amount on Record |
| Deed Document Number | 202240228 |
| Deed Book / Page | 6497 / 1455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 21 E FRANKLIN AVE, PENNINGTON, NJ 08534-2312 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | LENDERCLOSE INC |
| Name | Verified Name |
|---|
| Document Number | 0000052860 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 11779/1378 |
| Instrument | 2022052860 |
| Name | PRINCETON FCU |
|---|---|
| Type | Credit Union |
| Address | PRINCETON, NJ 08540 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 15, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | Aug 25, 2022 |
| Property Address | 21 E FRANKLIN AVE, PENNINGTON, NJ 08534-2312 |
| Document Number | 0000040228 |
| Book / Page | 6497 / 1455 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022040228 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,879.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 CEMETERY RD, 26, HADLEY, NY 12835 |
| Name | Verified Name |
|---|---|
| Address | 21 E FRANKLIN AVE, PENNINGTON, NJ 08534-2312 |
| Document Number | 0000040230 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022040230 |
| Name | PRINCETON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 21 E FRANKLIN AVE, PENNINGTON, NJ 08534-2312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000037026 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 11429/1602 |
| Instrument | 2019037026 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Mercer County and Pennington Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| Municipality | Pennington Borough |
| Unified School District | Hopewell Valley Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $760,000 (-) Land $346,600 Building $413,400 | $760,000 (-) Land $346,600 Building $413,400 | |
| 2025 | $25,521.00 (+3.29%) | $760,000 (+0.69%) Land $346,600 Building $413,400 | $760,000 (+0.69%) Land $346,600 Building $413,400 |
| 2024 | $24,707.00 (+15.5%) | ||
| 2023 | $754,800 Land $346,600 Building $408,200 | $754,800 Land $346,600 Building $408,200 | |
| 2022 | $21,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENNINGTON W DEPT serves 2,600 people · EPA ID NJ1108001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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