21 E Broadway St, Winchester, KY 40391 Property Records

Clark County property record for 21 E Broadway St, Winchester, KY 40391

Property Summary

Property TypeCommercial
Details2,024 sqft
Lot Size0.019 acres (871 sqft)
OwnerCompany Name on File
Tax Bill$1,393 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN054-3216-004-00

Property Details

APN / Parcel Number

Primary APN054-3216-004-00
Alternative APN
  • 442750010001

Interior

Stories2 Stories
Building Area2,024 sqft Total Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof MaterialTar & Gravel
Lot Area871 sqft (0.019 acres)
Lot Dimensions40 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number442750010001
Street Address21 E BROADWAY ST
CityWINCHESTER
StateKY
Zip40391-2014
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeDOWNTOWN BUSINESS
Legal DescriptionSUBD:DOWNTOWN
Legal SubdivisionDOWNTOWN
JurisdictionCLARK KY
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2001
Census Tract20106

Owner

21 E Broadway St, a commercial property, is owned by a company.

Source: Clark County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address5 CLEVELAND AVE STE 205, 205, WINCHESTER, KY 40391-1950
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000558155
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK KY
Property Address21 E BROADWAY ST, WINCHESTER, KY 40391-2014
Transaction TypeMortgage
Record UpdatedMay 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CLEVELAND AVE 205, 205, WINCHESTER, KY 40391-1950

Mortgage

Document Number0M1093/609
DateJan 12, 2026
Book PageM1093/609
Instrument379360
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueDec 15, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21 E Broadway St was $1,393.

Source: Clark County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
MunicipalityWinchester City
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,393.00$145,000 Land $20,000 Building $125,000$145,000 Land $20,000 Building $125,000
2023$99,700$99,700
2022$982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 E Broadway St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1996–2021)
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E Broadway St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER MUNICIPAL UTILITIES
private · serves 29,823 people · EPA ID KY0250473
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Windstream.

Nearby Properties on E Broadway St

Nearby Streets

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