Montezuma County property record for 21 E 2nd St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,028 sqft · built 1927 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,000 (Feb 2016) |
| Tax Bill | $672 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009698 |
| Primary APN | R009698 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,028 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,746 sqft (0.086 acres) |
| Porch | Open Porch |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Account Number | R009698 |
|---|---|
| Street Address | 21 E 2ND ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | SUBDIVISION: TOWN OF CORTEZ LOT: 13-15 BLOCK: 51 E 50FT LOTS 13-15 B581 P715 B603 P496 B631 P405 B631 P516 B639 P967 R/466335 |
| Legal Subdivision | TOWN OF CORTEZ |
| Legal Block | 51 |
| Legal Lot Number | 13-15 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 E 2ND ST, CORTEZ, CO 81321-3746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2016 · Amount on Record |
| Deed Sale | Feb 5, 2016 · Amount on Record |
| Prior Sale | May 31, 2007 · Amount on Record |
| Deed Document Number | 2016604165 |
| Prior Transfer Date | Jan 21, 2005 |
| Prior Transfer Doc | 0000528712 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 21 E 2ND ST, CORTEZ, CO 81321-3746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | COLORADO TTL & CLOSING SVCS |
| Name | Verified Name |
|---|
| Document Number | 635136 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 635136 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $672.00 (+118.89%) | $13,318 (+122.04%) Land $2,229 Building $11,089 | $167,315 (+122.03%) Land $28,000 Building $139,315 |
| 2024 | $307.00 (+9.64%) | $5,998 (-42.2%) Land $860 Building $5,138 | $75,358 (-42.19%) Land $10,810 Building $64,548 |
| 2023 | $280.00 (-30.86%) | $10,377 (+23.54%) Land $1,489 Building $8,888 | $130,358 (+23.54%) Land $18,700 Building $111,658 |
| 2022 | $405.00 | $8,400 Land $1,489 Building $6,911 | $105,520 Land $18,700 Building $86,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile, Visionary Broadband.
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