21 E 21st St, Holland, MI 49423 Property Records

Ottawa County property record for 21 E 21st St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,531 sqft · built 1925
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jun 2015)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-251-023`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-251-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,531 sqft Living Area
1st Floor Area	798 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	132 ft deep x 43.6 ft wide
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21 E 21ST ST
City	HOLLAND
State	MI
Zip	49423-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 22, BLK 3 ALSO S 1/2 OF VAC ALLEY ADJ ON THE NORTH PROSPECT PARK ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	NORTH PROSPECT PARK ADD
Legal Block	3
Legal Lot Number	22
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3011
Census Tract	25800

Owner

21 E 21st St is owned and occupied by two individuals who acquired it in April 2022.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 E 21ST ST, HOLLAND, MI 49423-4805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY WEST CU
Apr 11, 2022	Intrafamily Transfer, Transfer
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY WEST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2015 · Amount on File
Deed Sale	Jun 11, 2015 · Amount on File
Prior Sale	Jan 14, 2008 · Amount on File
Deed Document Number	201521267
Last Transfer Date	Apr 6, 2022
Transfer Doc	20220013408
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21 E 21ST ST, HOLLAND, MI 49423-4805
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E 21ST ST, HOLLAND, MI 49423-4805

Mortgage

Document Number	20220013547
Date	Apr 12, 2022
Instrument	2022-0013547

Lender

Name	COMMUNITY WEST CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 11, 2022
Property Address	21 E 21ST ST, HOLLAND, MI 49423-4805
Document Number	20220013408
Map Reference	LB 4 PG 32
Instrument Date	Apr 6, 2022
Instrument	2022-0013408
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E 21ST ST, HOLLAND, MI 49423-4805

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21 E 21ST ST, HOLLAND, MI 49423-4805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170043340
Date	Nov 17, 2017
Instrument	2017-0043340

Lender

Name	COMMUNITY WEST CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49518

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 21 E 21st St was $3,593 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,000 (+11.33%)	$340,000 (+11.33%)
2025	$3,593.00 Homeowner's exemption	$152,700	$305,400
2023		$117,800	$235,600
2022	$3,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 E 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 E 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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