21 E 12th St, Ashland, OH 44805 Property Records

Ashland County property record for 21 E 12th St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1947
Lot Size	0.09 acres (3,938 sqft)
Owner	Individual Name on File
Last Sale	$104,900 (Sep 2023)
Tax Bill	$771 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`P43-015-0-0074-00`

Property Details

APN / Parcel Number

Primary APN	`P43-015-0-0074-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	3,938 sqft (0.09 acres)
Lot Dimensions	123 ft deep x 32 ft wide
Porch	Slab
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	21 E 12TH ST
City	ASHLAND
State	OH
Zip	44805-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21 E 12TH ST R=15 LOT 580-C-2
Legal Subdivision	NORTH ASHLAND
Legal Lot Number	580-C-2
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3004
Census Tract	970400

Owner

21 E 12th St is owned and occupied by an individual who bought it in September 2023.

Source: Ashland County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	21 E 12TH ST, ASHLAND, OH 44805-1712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage DIRECTIONS CU
May 3, 2023	Fiduciary Deed, Transfer NOT AVAILABLE, CASTLE REAL ESTATE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	May 3, 2023 · Amount on File
Deed Document Number	20234159
Deed Book / Page	987 / 4675
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Sep 6, 2023
Property Address	21 E 12TH ST, ASHLAND, OH 44805-1712
Document Number	00987/4675
Book / Page	987 / 4675
Instrument Date	Sep 5, 2023
Instrument	202300004159
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	NOT AVAILABLE, CASTLE REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E 12TH ST, ASHLAND, OH 44805-1712

Mortgage

Document Number	202300004160
Date	Sep 6, 2023
Instrument	202300004160

Lender

Name	DIRECTIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ASHLAND OH
Recording Date	May 3, 2023
Property Address	21 E 12TH ST, ASHLAND, OH 44805-1712
Document Number	00985/3997
Book / Page	985 / 3997
Instrument Date	May 2, 2023
Instrument	202300001916
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	NOT AVAILABLE, CASTLE REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1241 COUNTY ROAD 956, ASHLAND, OH 44805-8606

Tax Assessment & Valuation

The 2025 property tax bill for 21 E 12th St was $771 with a homeowner's exemption.

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 Homeowner's exemption	$22,320 Land $3,380 Building $18,940
2023	$792.00 (+2.72%)	$22,320 (+29.99%) Land $3,380 Building $18,940	$63,780 Land $9,660 Building $54,120
2022	$771.00	$17,170 Land $2,600 Building $14,570
2020			$49,060 Land $7,430 Building $41,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 E 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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