21 E 123rd St, Chicago, IL 60628 Property Records

Cook County property record for 21 E 123rd St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,357 sqft · built 1924
Lot Size	0.083 acres (3,597 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Nov 2018)
Tax Bill	$1,270 (2024)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-131-015`

Property Details

APN / Parcel Number

Primary APN	`25-27-131-015`
Alternative APN	`25-27-131-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,597 sqft (0.083 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	21 E 123RD ST
City	CHICAGO
State	IL
Zip	60628-6818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 15 IN PONDS RESUB OF LOTS 1 2 N 25 FT OF LOT 3 TO 5 IN BLK 1 IN K ENSINGTON HEIGHTS OF BLKS 21 & 2...
Legal Range	14E
Legal Township	37N
Legal Section	27
Legal Subdivision	PONS RESUB
Legal Block	1
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2016
Census Tract	530600

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 E 123RD ST, CHICAGO, IL 60628-6818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Jul 17, 2001 · Amount on Record
Deed Document Number	201849104
Prior Transfer Date	Aug 18, 2012
Prior Transfer Doc	0000046049
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 29, 2018
Property Address	21 E 123RD ST, CHICAGO, IL 60628-6818
Document Number	1833349104
Instrument Date	Nov 26, 2018
Instrument	33349104
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E 123RD ST CHICAGO IL 606286818, CHICAGO, IL 60628-6818

Mortgage

Document Number	1833349105
Date	Nov 29, 2018
Instrument	33349105

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,600 (-19.99%) Land $2,158 Building $7,442	$96,000 (-19.99%) Land $21,580 Building $74,420
2024	$1,270.00 (-30.87%)
2023	$1,837.00 (+3.84%)
2022	$1,769.00 Homeowner's exemption	$11,999 Land $4,136 Building $7,863	$119,990 Land $41,360 Building $78,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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