21 Dunham St, Melbourne, FL 32901 Property Records

Brevard County property record for 21 Dunham St, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,409 sqft · built 1960
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2005)
Tax Bill	$345 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-28-75-*-132`

Property Details

APN / Parcel Number

Primary APN	`27-37-28-75-*-132`
Alternative APNs	`27-37-28-75-00000.0-0132.00` `2728765`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Florida Room
Porch Area	205 sqft
Patio Area	105 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2728765
Street Address	21 DUNHAM ST
City	MELBOURNE
State	FL
Zip	32901-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	NIEMAN HEIGHTS LOT 132 & N 10 FT OF LOT 133
Legal Range	37E
Legal Township	27S
Legal Section	28
Legal Subdivision	NIEMAN HEIGHTS
Legal Lot Number	132
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2006
Census Tract	64800

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 DUNHAM ST, MELBOURNE, FL 32901-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2005 · Amount on Record
Deed Sale	Mar 14, 2005 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	200588300
Deed Book / Page	5435 / 7638
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Apr 17, 2026
Property Address	21 DUNHAM ST, MELBOURNE, FL 32901-1233
Document Number	0000077666
Book / Page	10601 / 652
Instrument Date	Apr 10, 2026
Instrument	202677666
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DUNHAM ST, MELBOURNE, FL 32901-1233

Mortgage

Document Number	0106010652,
Date	Apr 17, 2026
Book Page	10601/652
Instrument	202677666

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 6, 2041

Interest

Rate	5.5%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	21 DUNHAM ST, MELBOURNE, FL 32901-1233
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DUNHAM ST, MELBOURNE, FL 32901-1233

Mortgage

Document Number	0093531179
Date	Dec 13, 2021
Book Page	9353/1179
Instrument	2021322330

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,960 (+2.69%)	$91,120 (+0.07%)
2025	$345.00 (+8.49%) Homeowner's exemption	$37,940 (+5.95%)	$91,060 (-21.22%)
2024	$318.00 (+6.35%)
2023	$299.00 (+9.52%) Homeowner's exemption	$35,810 (+2.99%)	$115,590 (+18.35%) Land $42,000 Building $73,590
2022	$273.00 Homeowner's exemption	$34,770	$97,670 Land $36,000 Building $61,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2017)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Sep 2008 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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