21 Dugan Rd, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 21 Dugan Rd, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,644 sqft · built 1960
Lot Size	0.743 acres (32,352 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Feb 2019)
Tax Bill	$5,366 (2025)
Deeds & Mortgages	Jul 2020 Refinance Feb 2019 Sale & Mortgage
APN	`WARE M:00009 B:00000 L:00107`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00009 B:00000 L:00107`
Alternative APN	`892`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,644 sqft Living Area
Gross Area	4,520 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,352 sqft (0.743 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	892
Street Address	21 DUGAN RD
City	WARE
State	MA
Zip	01082-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	107
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1045
Census Tract	820101

Owner

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 DUGAN RD, WARE, MA 01082-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH BROOKFIELD SAVINGS BANK
Feb 5, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Prior Sale	Apr 24, 1986 · Amount on Record
Deed Document Number	20192052
Deed Book / Page	13194 / 347
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	21 DUGAN RD, WARE, MA 01082-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13712-259
Date	Jul 28, 2020
Book Page	13712/259
Instrument	14607

Lender

Name	NORTH BROOKFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARE MA
Recording Date	Feb 5, 2019
Property Address	21 DUGAN RD, WARE, MA 01082-9702
Document Number	13194-347
Book / Page	13194 / 347
Instrument Date	Jan 31, 2019
Instrument	2052
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MIRABILE DR, WARE, MA 01082-1580

Mortgage

Document Number	2053
Date	Feb 5, 2019
Instrument	2053

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,366.00 (+7.06%)	$356,300 (+22.69%) Land $51,800 Building $304,500	$466,830 (+6.48%)
2024			$438,425
2023	$5,012.00	$290,400 Land $47,000 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARE WATER DEPT serves 10,066 people · EPA ID MA1309000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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