Essex County and Saugus Town property record for 21 Dudley St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1950 |
| Lot Size | 0.186 acres (8,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,500 (Sep 2014) |
| Tax Bill | $5,790 (2026) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-G B:0027 L:0004 |
| Primary APN | SAUG M:006-G B:0027 L:0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,598 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,115 sqft (0.186 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 8548008 |
|---|---|
| Street Address | 21 DUDLEY ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 27 |
| Legal Lot Number | 4 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 208101 |
21 Dudley St is owned and occupied by an individual who bought it in September 2014.
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 DUDLEY ST, SAUGUS, MA 01906-2861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on File |
| Deed Sale | Sep 30, 2014 · Amount on File |
| Deed Book / Page | 33578 / 190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 21 DUDLEY ST, SAUGUS, MA 01906-2861 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38113-582 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 38113/582 |
| Instrument | 20191213009210 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 21 Dudley St was $5,790, up 4.7% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,790.00 (+4.66%) | $555,700 (+7.28%) Land $339,200 Building $216,500 | $599,860 (+21.24%) |
| 2025 | $5,532.00 (+4.57%) | $518,000 (+4.29%) Land $308,400 Building $209,600 | $494,760 |
| 2024 | $5,290.00 (+3.28%) | $496,700 (+9.19%) Land $290,800 Building $205,900 | |
| 2023 | $5,122.00 | $454,900 Land $255,500 Building $199,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Dudley St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 individual policies |
| Nearby Flood Policies | 109 units insured incl. 6 condo units |
| Nearby Flood Claims | 35 (1979–2025) |
| Claims Outside the SFHA | 8 of 35 |
| Most Recent Claim | Jan 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 Dudley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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