21 Draycoach Dr, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 21 Draycoach Dr, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,374 sqft · built 1966
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Company Names on Record
Last Sale	$79,500 (Dec 1982)
Tax Bill	$9,253 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11580`

Property Details

APN / Parcel Number

Primary APN	`11580`
Alternative APN	`CHEL M:0057 B:0199 L:23`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	4,021 sqft
1st Floor Area	1,374 sqft
Basement Area	1,374 sqft
Unfinished Basement	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11580
Street Address	21 DRAYCOACH DR
City	CHELMSFORD
State	MA
Zip	01824-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	HITCHINPOST 02 SEC B
Legal Block	199
Legal Lot Number	23
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1013
Census Tract	317201

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	21 DRAYCOACH DR, CHELMSFORD, MA 01824-1023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 1982 · Amount on Record
Deed Sale	Dec 16, 1982 · Amount on Record
Deed Book / Page	2577 / 67
Last Transfer Date	May 2, 2024
Transfer Doc	038477-199
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	21 DRAYCOACH DR, CHELMSFORD, MA 01824-1023
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35460-206
Date	Mar 12, 2021
Book Page	35460/206
Instrument	14818

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	21 DRAYCOACH DR, CHELMSFORD, MA 01824-1023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33343-275
Date	Sep 13, 2019
Book Page	33343/275
Instrument	39188

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2059

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,253.00 (+5.23%)	$697,300 (+10.23%) Land $382,500 Building $314,800	$694,165 (-)
2025	$8,793.00 (+0.47%)	$632,600 (-1.56%) Land $348,200 Building $284,400	$694,165 (+11.17%)
2024	$8,752.00 (+2.1%)	$642,600 (+7.73%) Land $348,200 Building $294,400	$624,435
2023	$8,572.00	$596,500 Land $373,900 Building $222,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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