21 Dow Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 21 Dow Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2001)
Tax Bill	$14,672 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00119-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`64-00119-0000-00008`
Alternative APNs	`640011900008` `001915`

Interior

Stories	1 Story
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	001915
Street Address	21 DOW AVE
City	WALDWICK
State	NJ
Zip	07463-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X100 2LT
Legal Block	119
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3005
Census Tract	56200

Owner

21 Dow Ave is owned and occupied by two individuals who bought it in July 2001.

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 DOW AVE, WALDWICK, NJ 07463-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2001 · Amount on File
Deed Sale	Jul 26, 2001 · Amount on File
Prior Sale	Jul 18, 2000 · Amount on File
Deed Book / Page	8386 / 632
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	21 DOW AVE, WALDWICK, NJ 07463-1704
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046830891
Date	May 16, 2022
Book Page	4683/891
Instrument	2022051365

Lender

Name	SOMERSET SAVINGS BANK SLA
Type	Bank
Address	BOUND BROOK, NJ 08805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 21 Dow Ave was $14,672, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,300 (-) Land $236,900 Building $402,400	$639,300 (-) Land $236,900 Building $402,400
2025	$14,672.00 (+3.66%)	$639,300 Land $236,900 Building $402,400	$639,300 Land $236,900 Building $402,400
2024	$14,154.00
2023		$394,900 Land $201,800 Building $193,100	$394,900 Land $201,800 Building $193,100
2022	$11,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Dow Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Dow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20