Bergen County and Waldwick Borough property record for 21 Douglas St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,889 sqft · built 1950 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $454,000 (Aug 2015) |
| Tax Bill | $12,565 (2025) |
| Deeds & Mortgages | Dec 2017 Loan Modification Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00072-01-00018 |
| Primary APN | 64-00072-01-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,889 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400072A00018 |
|---|---|
| Street Address | 21 DOUGLAS ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60X100 2.5LT |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 72.01 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 56100 |
21 Douglas St is owned and occupied by two individuals who bought it in August 2015.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 DOUGLAS ST, WALDWICK, NJ 07463-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2017 | Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING |
| Oct 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on File |
| Deed Sale | Aug 14, 2015 · Amount on File |
| Prior Sale | Dec 12, 2014 · Amount on File |
| Deed Document Number | 201561537 |
| Deed Book / Page | 2024 / 1468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 DOUGLAS ST, WALDWICK, NJ 07463-2405 |
| Document Number | 0028130217 |
| Book / Page | 002813 / 000217 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 DOUGLAS ST WALDWICK NJ 074632405, WALDWICK, NJ 07463-2405 |
| Document Number | 0028130217 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 002813/000217 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 DOUGLAS ST, WALDWICK, NJ 07463-2405 |
| Document Number | 0027992283 |
| Book / Page | 002799 / 002283 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 21 DOUGLAS ST WALDWICK NJ 074632405, WALDWICK, NJ 07463-2405 |
| Document Number | 0027992283 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 002799/002283 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2047 |
The 2025 property tax bill for 21 Douglas St was $12,565, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,500 (-) Land $291,000 Building $256,500 | $547,500 (-) Land $291,000 Building $256,500 | |
| 2025 | $12,565.00 (+3.66%) | $547,500 Land $291,000 Building $256,500 | $547,500 Land $291,000 Building $256,500 |
| 2024 | $12,121.00 | ||
| 2023 | $397,000 Land $240,000 Building $157,000 | $397,000 Land $240,000 Building $157,000 | |
| 2022 | $11,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Douglas St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Douglas St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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