Monroe County property record for 21 Dolphin Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 8,450 sqft · built 2008 |
| Lot Size | 0.914 acres (39,795 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,333,400 (Jan 2005) |
| Tax Bill | $156,034 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 00569441-002200 |
| Primary APN | 00569441-002200 |
|---|---|
| Alternative APNs |
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| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 8,450 sqft Living Area |
| Gross Area | 10,937 sqft |
| 1st Floor Area | 7,536 sqft |
| Flooring | Marble |
| Interior Walls | Plaster |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 39,795 sqft (0.914 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 2,487 sqft |
| Pool Area | 1,890 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 5,556 sqft |
| Deck Area | 2,182 sqft |
| Patio Area | 6,777 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1698491 |
|---|---|
| Street Address | 21 DOLPHIN LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 21 AND 22 ANGELFISH CAY-OCEAN REEF PLAT NO 5 KEY LARGO PB6-17 OR502-43 OR503-1016 OR636-314 OR833-1518 OR2076-680/82 OR2076-683/93 OR2624-2071/72 OR2624-2073/74 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | ANGELFISH CAY PLAT #5 |
| Legal Lot Number | 21,22 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 211 S ROSE ST, KALAMAZOO, MI 49007-4713 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2005 · Amount on Record |
| Deed Sale | Jan 14, 2005 · Amount on Record |
| Prior Sale | Jan 14, 2005 · Amount on Record |
| Deed Document Number | 20051490587 |
| Deed Book / Page | 2076 / 683 |
| Last Transfer Date | Feb 28, 2013 |
| Transfer Doc | 0026242073 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,034.00 | $26,105,596 (+7.44%) Land $18,176,366 Building $7,929,230 | $26,105,596 (+7.44%) Land $18,176,366 Building $7,929,230 |
| 2023 | $134,334.00 (+24.28%) | $24,297,734 (+36.82%) Land $16,599,290 Building $7,698,444 | $24,297,734 (+36.82%) Land $16,599,290 Building $7,698,444 |
| 2022 | $108,090.00 | $17,759,398 Land $11,556,468 Building $6,202,930 | $17,759,398 Land $11,556,468 Building $6,202,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
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Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
4G LTE only, no 5G reported
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