21 Dewey Dr, Morehead, KY 40351 Property Records

Rowan County property record for 21 Dewey Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	0.198 acres (8,626 sqft)
Owner	2 Individual Names on File
Last Sale	$163,500 (Sep 2017)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-00 00 017.61`

Property Details

APN / Parcel Number

Primary APN	`029-00 00 017.61`
Alternative APNs	`10207` `10275` `10804`

Exterior

Lot Area	8,626 sqft (0.198 acres)

Location & Zoning

Account Number	10804
Street Address	21 DEWEY DR
City	MOREHEAD
State	KY
Zip	40351-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #61 PHASE 2 LAKES OF HICKORY POINTE
Legal Subdivision	THE LAKES OF HICKORY POINTE
Legal Phase	2
Legal Lot Number	61
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

21 Dewey Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Rowan County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 868, MOREHEAD, KY 40351-0868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS & LOAN ASSN OF MOR
Jun 3, 2022	Intrafamily Transfer, Transfer
Sep 25, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Deed Document Number	2017406665
Deed Book / Page	265 / 425
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	21 DEWEY DR, MOREHEAD, KY 40351-4501
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DEWEY DR, MOREHEAD, KY 40351-4501

Mortgage

Document Number	00A450/584
Date	Jun 17, 2022
Book Page	A450/584
Instrument	2017505

Lender

Name	FIRST FEDERAL SAVINGS & LOAN ASSN OF MOR
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2047

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Jun 3, 2022
Property Address	21 DEWEY DR, MOREHEAD, KY 40351-4501
Document Number	00D284/344
Book / Page	D284 / 344
Map Reference	CAB 2 SL 129
Instrument Date	Jun 2, 2022
Instrument	2017206
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 JACKSON DR, MOREHEAD, KY 40351-9185

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 25, 2017
Property Address	21 DEWEY DR, MOREHEAD, KY 40351-4501
Document Number	00D265/425
Book / Page	D265 / 425
Map Reference	CAB2 SL129
Instrument Date	Sep 20, 2017
Instrument	406665
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$163.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 BURCHETT BLVD, MOREHEAD, KY 40351-8870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DEWEY DR, MOREHEAD, KY 40351-4501

Tax Assessment & Valuation

The 2025 property tax bill for 21 Dewey Dr was $1,472 with a homeowner's exemption.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 Homeowner's exemption	$225,000 Land $18,600 Building $206,400	$225,000 Land $18,600 Building $206,400
2023	$1,522.00 Homeowner's exemption	$225,000 Land $18,600 Building $206,400	$225,000 Land $18,600 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Dewey Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Dewey Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Dewey Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures